It is true that many does not know about LTF sourcing of Emerald PVC as they mentioned that Emerald card is not offered as LTF as first sentence. Subsequently after calling someone, they mentioned it as 2 CR TRV or 20 Lakhs per month salary credit as official criteria.
Though paid upgrade offer for Emeralde is there for me for last 2 years, I did not take it as it is not worth it. Trying for Emeralde PVC card as LTF.
Few mentioned that after taking paid Emeralde pvc card, they got calls from ICICI within a month or two to upgrade to Emeralde Private by paying...
Quite a few got the ICIC Emerald PVC LTF as pre-approved offer and few could manage to get through branch with prior approval by negotiating.
It is mentioned in few posts that 3 Lakhs per month net salary credit and few mentioned as 4 LPM and few as 5 LPM as eligibility criteria for Emerald...
Interestingly the mitc talks about "Times Black ICICI Bank Credit Card" with 20K Joining Fee and 20K Annual Fee and "ICICI Bank Emeralde Private Credit Card" with 12K Joining and Annual Fee. Heard only ICICI Bank Emeralde Private Metal Credit Card.
Were these cards intended to be offered in...
Somewhere in the forum I remember reading that if the WM master debit card is charged, it is Rs: 200+GST (Rs: 236) per annum.
As it is small amount with reference to maintaining WM status, i think it should be fine till it lasts.
Yes. Not good for taking it as paid version. As it says eligibility criteria reduced, just thinking if it can be offered as LTF with reduced eligibility criteria in future.
ICICI reduced Net Salary Requirement for Emerald Credit Card (Plastic) for Paid Variant. Earlier it used to be ₹ 2,50,000 or above net monthly salary income or ₹ 30,00,000 as Annual Income.
Below is the new criteria as shown in their website.
1) Salary - ₹ 1,50,000 or above net monthly salary...
For both joining fee and renewal fee, I think points are there for Emerald metal card only. As I mostly use HDFC diners black card and Sapphiro LTF, I did not feel it is worthwhile to take paid emerald card.
Hi @bhaveshbhai, I was not offered Emerald PVC card as LTF so did not take it. I tried with wealth account RM as she agreed to help, but BM intervened and rejected saying it can be done LTF only with 20L monthly net salary credit or 2 Crore liability relationship. He quoted 3L monthly salary...