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Recent content by ramkumar_y

  1. ramkumar_y

    "0" Fee - Rupay Select Debit Card ‼️ - Indian Overseas Bank- SBHNI Account

    Original post clearly says "Note: Always refer bank website for updated and exact charges details (Following details won't be updated)" in bold super large font for a purpose since months. I won't be updating this post or replying to individual comments due to time constraints. I'm sorry about...
  2. ramkumar_y

    Which Debit Card to use for Credit Card Bill Payment in April 2025

    Payzapp Credit card Bill Payment option directly OR Add Wallet and Pay?
  3. ramkumar_y

    Transactions failing on Indus Select Visa DC

    Hello, For past 2 months, I'm unable to do any transaction using my IndusInd Select Visa Signature Debit card. The transaction is failing without any SMS. Mastercard is working fine on same account. Will the transaction settings on Visa card is correct and I've done transactions last year...
  4. ramkumar_y

    Axis Atlas Is it worth paying Rs.1 for 1 Edge Mile?

    Hello, Last year I've closed my Axis Atlas Card when my Edge Miles balance was is -14000 (Negative). Since then I'm escalating to bring down the balance to Zero since it's mentioned in T&C that Negative balance will be eliminated by Statement debit on card closure. Now Axis agreed to eliminate...
  5. ramkumar_y

    INDUSIND EXCLUSIVE SAVINGS ACCOUNT + PINNACLE CARD = Zero MAB

    Got the above SMS Yesterday. What does this mean? Does this mean non-maintenance charges for Select Savings Accounts linked to Legend CCs?
  6. ramkumar_y

    Bank employees qualification

    PSBs are slowly and steadily becoming like PVT banks with targets, sales pressure to cross-sell para banking products and more. There's no chance of other way around.
  7. ramkumar_y

    Pay Electricity bill other than MCC 4900?

    Hello, I want to pay Single monthly Electricity bill of Rs.50000 and above. Was using RBL World Safari to achieve 7.5L milestone by paying on Payzapp, SBI Unipay etc... without convenience fee. But since then same is devalued and additional 1% Fee is imposed for MCC 4900 if crossed Rs.50000...
  8. ramkumar_y

    Canara Bank is renewing FD unethically

    You can simply ask your branch to close FD and they'll close. There's nothing much to do.
  9. ramkumar_y

    Latest Working Methods to Pay Credit Card Bill from Debit Cards

    SBI Unipay transaction using IndusInd MC on 01-Sep-2024. It's already 10 days but no rewards credited yet. What's the current status for you guys?
  10. ramkumar_y

    Investment of 10L

    Personal loan at 11% ? Which bank?
  11. ramkumar_y

    Amex Application Using Own Amex Referral

    Yes. It works. I've tried and got Rewards.
  12. ramkumar_y

    Livquik - Unauthorised CKYC Access & Updation with wrong details

    Are you using any LivQuik related apps or done KYC recently?
  13. ramkumar_y

    Livquik - Unauthorised CKYC Access & Updation with wrong details

    Hello, I never signed up for any services provided by LivQuik in recent past or submitted my KYC documents/EKYC ever for their services. But on 03/08/2024 and 14/08/2024, Livquik accessed my CKYC records without my authorisation. I got following SMS(s) intimating the same: Again on...
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