So annual fee waiver is for previous year spends or next year?
As in if the renewal is happening in Nov 2023, will my spend of the period nov 22-nov 23 get considered for waiver? or I will have to pay the fee in nov 23 and my expenses from Nov 23 to Nov 24 will be considered for this waiver of...
Anyone able to use this card on Dmart Ready for online shopping? My transaction always fails for this card. other cards like diners are working smoothly.
No additional benefits but it gives 3.33% reward rate on all trxn, so after deducting the convenience fee(asuming its not more than 1.3%) I can still get 2% reward rate.
Yes you get access only after reaching the monthly or welcome benifits limit.
I was also trying earlier and got the same error message. You will get an email or sms (after a few days) once you reach the thresholds.
What happens If I pay more than the limit, example if I want to buy something worth 30K and my creditcard limit is 20k, can I first add 10k to my creditcard from my bank account and then make the payment of 30k?
I think keeping the regalia was a stupid one, I wont really use it and in future if I want to go for Infinia, it might be some trouble. Might say rules like you cant have more that 2 cards of HDFC, etc.
Copying the experience I have shared earlier today on another thread here -
I got my card delivered last week. Sharing my experience below -
Got contact of the an RM(CC dept.) for Mumbai from a reference, called him and he asked a few details about existing relationship with HDFC and asked me...
So my bad, its not my RM but the guy from CC dept. who probably looks at it directly. I have got mix reviews about him on my college group. (A couple of them didnt hear back from him after repeated reminders).
But if your RM doesnt know about it, then probably he can help.
My HDFC bank RM...