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Recent content by Shraaj

  1. Shraaj

    Anyway to check HDFC Account type?

    Any Idea what account variant it is? HDFC Vishesh or Classic?
  2. Shraaj

    FI Money Infinite account | 2% in UPI/Debit Card spends

    Thanks dude, it's working now
  3. Shraaj

    FI Money Infinite account | 2% in UPI/Debit Card spends

    If it's a temporary issue with Cred and Fi Money, then I believe that's acceptable. Otherwise, we don't need to maintain a balance of 50,000 and should consider switching to an alternative like SBI UniPay. Additionally, it is uncertain when they will stop accepting the HDFC Platinum Debit Card...
  4. Shraaj

    ICICI Salary Account Query

    Currently, I am working from home. Tomorrow,Bank Employee is coming to home let's see
  5. Shraaj

    ICICI Salary Account Query

    I have an ICICI Mine savings account (zero-balance) from 2020, but my company requires me to open an ICICI Salary Account. I prefer not to convert my existing account since I can't predict if I'll continue using the salary account and want to avoid the risk of it converting to a regular savings...
  6. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    I have already done this year and also doing it from last 2 years still they not doing it.
  7. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    I am not using the card regularly only use the card in sales that too in a year twice, its been 4 years for me and they didnt even agreering to make it LTF.
  8. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    For the past three years, I've been able to have my annual fees waived by raising a closure request each year. This time was no different, as they were ready to waive the fee again. I've also managed to avoid paying any joining or annual fees for my SBI Cashback card using this method. However...
  9. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    No Offer on App, Anyway Closing the Card Soon!
  10. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    can you explain over leverage cut off? why i cant get the new card if i closed it?
  11. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    Yes, but they didnt even checked the CIBIL it was a standard email because i have also asked sbi cards about ITR and salary slip they denied that its a marketing offer and we cant increase it, i mean who rejects Manual Limit Enhancement without even checking?
  12. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    Only 4 Credit Cards 1. Axis Neo and Axis Airtel - 1.05 Lakh Limit 2. SBI SimplyClick - 99,000 Limit 3. Amazon Pay ICICI - 5 Lakh 4. HDFC Millenia - 1.70 Lakh Limit ( They are also offering me only addtional 1.30 Lakh after sending ITR to them) Also, the CIBIL Score is 810 and steady. Business...
  13. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    Hey, Technofino community, I'm sharing my frustrating experience with SBI Cards, hoping it helps others facing similar issues or those considering SBI credit cards. Background: I've been using the SBI SimplyCLICK credit card for over four years. Despite meeting all criteria, I have never...
  14. Shraaj

    Airtel app not allowing Amazon Pay wallet

    I currently have the ₹1199 Airtel Postpaid Plan and a ₹590 Airtel Wi-Fi Postpaid plan. If I combine them under the Airtel Black plan, the total bill would be ₹1885 after a ₹100 discount. I also have two Airtel Axis credit cards (mine and my father’s) and would like to combine the payments to...
  15. Shraaj

    AXIS MYZONE MC/Neo is being offered LTF to it's existing Credit Card Customers | Know how to milk retention benefits!!

    I have Airtel axis - Chargeable - 12 Months OLD Axis Neo - LTF - 5 Months OLD Axis MyZone - LTF - 6 Months OLD. How can I get 2500 Edge Reward points is there any way? Because i already hold LTF. for safety should I utilise at least 10 Rs in the card so they wouldn't be able to cancel the...
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