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Recent content by sourpai

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    [Help Needed] Amex Platinum Charge Renewal – Retention Offer Advice?

    Good to know. Heard about 60L limit on ICICI credit card for the first time (non charge). More than 20L spends will get you 35k worth of vouchers (Taj, Luxe, Postcard hotels) on renewal fees payment. For 35L you can call and negotiate for more. You can call anytime, but better to call before...
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    Which Debit Card to use for Credit Card Bill Payment in April 2025

    Has anyone used Freecharge for 60-70K+ value transactions? I used for 3k today and it worked fine, but I have upcoming bills of 2-3L towards end of month
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    Does Axis Atlas have Bangalore arrival lounge access in the lounge list

    You can check this on Axis bank app itself in Atlas rewards and benefits section
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    Should I consider upgrading from my DCB Lifetime Free credit card to the Infinia First Year Free metal variant?

    Short answer - No. No is also due to the fact that you are asking this question Detailed answer - depends on your smartbuy voucher usage it is 5x on Infinia vs 3x on DCB... do the math yourself and you will get answer. Also limit of Infinia smartbuy is higher Other considerations - Infinia...
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    IDFC Wealth Account Program - E-Mail reminder about TRV

    I am maintaining much more than required MAB, still got the email yesterday. Wealth account
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    10x reward rate on IDFC Wealth CC applicability

    Why do you want to avoid Infinia? It is the best card for these spends you have mentioned Do both spends on Infinia … single spend on gold and 2.5l split into 1.5 and 1 for Insurance Other good option is Amex Plat Travel which u don't have
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    IDFC First Bank Blocking Debit Card Reward Portals Again in 2025: What’s Going On?

    Agree with @Anindya98 - There are people with 40-50K MAB and earning 50K points per month via DC cc bill pay... lot of times, they pay cc bills of friends relatives etc. to reach close to 50k per month points. Bank is not wrong in blocking such users to be honest. Demanding ITRs is fine, since...
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    Best Credit Card for Frequent Travel with Family? Need Advice!

    080 T1 at Bangalore accepts Infinia... I use it every time... If you have doubts, please check dreamfolks web access by adding Infinia and lounge will show up... Yes jumping to conclusions without verifying
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    Best Credit Card for Frequent Travel with Family? Need Advice!

    Atlas has 2 extra exclusions ... Insurance and Jewellery... Rest all exclusions are same. IDFC DC is good suggestion, especially wealth DC... however IDFC CCs are only noise, not much use
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    Best Credit Card for Frequent Travel with Family? Need Advice!

    First year on Atlas is 8 international lounge visits irrespective of spends.... second year onwards it is 8 if spends cross 7.5. Below 7.5 it is 4 visits
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    Best Credit Card for Frequent Travel with Family? Need Advice!

    Atlas has guest access... It is actually better card for guest access.. In the initial years, Atlas offers 8 international lounge accesses, which effectively makes 4 guest access if you travel 4 times, or even 7 guess access if you travel once. Magnus also has only 4 guest accesses Infinia is...
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    HDFC Infinia 15k Monthly Max Query

    Hmm... let wait for another month to conclude... they might do adjustments also during next month billing cycle
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    Best Credit Card for Frequent Travel with Family? Need Advice!

    Don't depend on any guides... pls do your research by searching Axis Axis Atlas on this forum and visiting the threads. Also you can refer to some latest youtube videos from channels such as spendwisely, cardacademy etc. In general, use card everywhere to get 4% mile returns ... use on direct...
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    Best Credit Card for Frequent Travel with Family? Need Advice!

    Except Infinia, most of other cards you have are little useless, may be with exception of Amazon Pay and FK Axis (both of which can be replaced by SBI Cashback) Axis Atlas is definitely one card that will fit your goals, along with it Amex Plat Travel is good (not the trifecta... I personally...
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    Offer Fulfilled! HDFC Forex Card Load 5X Reward Points Offer

    Before this, it was there in 2019 and then directly in 2025. Although in 2019 it was 10x and it was 5x now
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