I believe the account linkage plays a huge role, I linked my SBI account in July. I had 1.4L on SBI CB in August, applied for limit increment to get 2.5L at the end of the month and boom, approved (Never worked before the linkage of bank account). Might even try applying for limit increment in...
Got the card approval message, even before this arguement started, at 9pm,. One can figure out what might have played role: 3 SBI credit cards (CB {LTF} 3.1L, Simplysave {LTF} 20k, had SimplyClick (Paid) - cancelled this last month and applied for SBI Phonepe Select Black). I am long-standing...
Cashback spends over 2.5L (2.5Y old)
Simply Click spends hardly 20k (5Y old)
Along with Simply Save (LTF, 8-9Y old)
Applied for closure for Simply Click on SBI Card web, got a call from retention team and I was offered LTF Cashback and reversal of Simply click annual fees. Got confirmation for...
Update:
Got Cashback card converted to LTF when asked to close Simply click along with reversal of last year annual fees on Simply click. Should I now close Simply save to get Phonepe CC?