You earn no reward points on spending in the following categories: bail and bond payments (9223), education and government (9399, 8299, 8220, 8211, 8241, 8244, 8249, 9222, 9402, 9211, 9405), e-wallets (6540), financial institutions (6010-6012), fuel (5541, 5983, 5172, 5542, 5552), insurance...