My current limit is 49k. App was showing limit increase upto 3L. I selected 2.3L. After anumati consent , received sms that my limit has been increased to 88k.
They didn't consider my selection.
They increased this in my third attempt. I had tried 2 times before. First time received only SR...
I applied on 30th jan and received decline message after 2 days. In a thread on this forum, I read about reconsideration request. So last week, I mailed them for re-consideration. They replied that my application was declined due to office verification failed. So they asked for office address...
I had taken cred cash which was given as a credit line from IDFC bank. From the assigned 5L credit line I had withdrawn 1L. It was reported as 5L personal loan in CIBIL.
Even after full payment , personal loan was shown active in CIBIL.
In CIBIL, they report as a personal loan of amount equal...
Fill the form again. When alumni agent call, tell them to refresh application. They will refresh and re-apply. Mine was also stuck after vkyc and got same reply from customer care.