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Recent content by zoro

  1. Z

    Offer Fulfilled! BoB Rupay Premier to BoB Eterna Rupay Upgrade successful

    true, I was planning to get this card before, luckily I got a free upgrade to DCB metal without joining fee, and now i have moved all my spends to DCB, and cz of smartbuy everyone in my contact is using my card for flight ticket booking so I might actually meet the annual fee waiver now, even if...
  2. Z

    Offer Fulfilled! BoB Rupay Premier to BoB Eterna Rupay Upgrade successful

    Joining fee reversal is fairly easy, 25k in first 2 months, but for annual fee need to spend more than 2.5 lakhs, given the current reward structure and benefits I don't think it is a good deal if you have other better cards.
  3. Z

    Offer Fulfilled! American Express India – Credit Card Wrongful Charges & RBI Violation!

    Banks are there only to make money and that is the only reason they provide any service, as i said in my case with kotak, Kotak was reluctant but gave a one time concession kind of thing and reverted their charges except for igst, try negotiating for the same it might help.
  4. Z

    Offer Fulfilled! American Express India – Credit Card Wrongful Charges & RBI Violation!

    I don't think this is an issue from Amex, I also had a similar case with kotak where the order was cancelled for an emi transaction and had a similar situation. Later I called kotak and they explained same that transaction refund does not mean that the emi is cancelled, we need to call the...
  5. Z

    Does PayZapp Application Work Outside of India??

    I was worried because few apps like hotstar, amazon don't work without vpn, and few banking apps like canara bank give quite a bit of headache when using on wifi itself, it prompts on using mobile data. I installed goniyo, this does not allow me to open application on wifi it works only on...
  6. Z

    Does PayZapp Application Work Outside of India??

    I will be travelling tomorrow to Europe and will be staying there for almost 3 months, I wanted to know if Payzapp as an application will work??? I do have a paid subscription of VPN, so i can change my VPN if required, please let me know if anyone has used the payzapp application outside india...
  7. Z

    How many bank accounts one can open?

    Please read the entire post, the post says it's fake news 🤣🤣 there's no need to panic, I really don't see any incentive for RBI to put such a limitation because no matter how many accounts you open it's all linked to same Pan card 😀
  8. Z

    Devaluation BOB Card Introduces Spend Requirement for Free Domestic Airport Lounge Access

    They're still reasonable if you compare with someone like IDFC
  9. Z

    Devaluation BOB Card Introduces Spend Requirement for Free Domestic Airport Lounge Access

    because of the good reward rate my spending is around 20-50k per month on this card, I hardly use any other card
  10. Z

    Devaluation BOB Card Introduces Spend Requirement for Free Domestic Airport Lounge Access

    I am so happy that I got Diners black metal couple of months back, I don't have to scrape or plan my spending in any of my cards for lounge access :P
  11. Z

    Amazon Shopping and gift card removed from Amex gyftr??

    At least amex is giving gift vouchers without any surcharge unlike HDFC, from October they even started putting surcharge on Amazon shopping and Flipkart vouchers 😀
  12. Z

    Amazon Shopping and gift card removed from Amex gyftr??

    This I am actually curious, can i create one more payzapp account and try? Or should I apply for add on card for a family member?
  13. Z

    Amazon Shopping and gift card removed from Amex gyftr??

    Even i thought the same and started this post, but yesterday at night I saw 250 voucher, and just bought in multiples of 6 to meet monthly target for MRCC
  14. Z

    Amazon Shopping and gift card removed from Amex gyftr??

    true, I saw someone had shared similar here in TF only
  15. Z

    Amazon Shopping and gift card removed from Amex gyftr??

    Oh okay, I was not aware that there are such limits for these vouchers. Any idea, on when these might be available again? or should is that all for this week/month??
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