I get credit card and PL mails from them.
Tried to checkout credit card unfortunately they do not service our place
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Kotak Bank "811 Super Savings Account" Benefits - Important Update šØ šØ
- Thread starter dhiraz
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Tried to checkout credit card unfortunately they do not service our place
Grandest Wedding ....
When? How do they know?
Ok. Just realised we give them our marital status. Lucky @desiviru bro must have got huge loan offer.
Not having lotak account although HDFC giving loan against CC of 8.93L (much above CC limit of 8L) @ 0.90% pm or 10.80% per annum.
Now a days we don't even need loan. Forget about a marriage loan as going to be single all my life and enjoy with whatever I have.
yes 10K in each of them
palen
TF Ace
Not sure what I missed. Kotak 811 app shows as still processing for August month, hence the question.
6ix9ine
TF Prestige
Well, first post has everything. I'll copy paste for you from the 1st post.
This is your question.
Answer: Mentioned on the first page in FAQ
In short, August cashback will be given between 14-30th September 2025.
pennywisepoundwise
TF Buzz
Is FREECHUTIL not working anymore, convenience fee is added for < 1000 and now merchant name is "Freecharge Payment Techno..."?
Gauā¹av
TF Legend
Looks like a number of devaluations happened in Kotak 811 Infinity Debit card. From 1st October these are applicable but they are updating it almost every week with new devaluations
- 0% forex is now 2% forex
- Super Program fee itself is now ā¹999 if opting for Metal Infinity Debit card despite funding 81100 or more for new to bank. So does that mean if opting for PVC card, then only 399+GST but if opting for Metal Debit card then ā¹999+GST for SUPER? Meanwhile annual fees raised to 1999+GST (waived for being in Super Program)
- Zomato Dining offer says "This is an introductory offer and can be withdrawn by the bank as per their own discretion"
- BOGO offer ā¹300 says the same - "Introductory offer and can be withdrawn by the bank as per their own discretion"
- 4900 Utility also excluded for Rewards
- And of course, 10000 funding now required every month, up from 5000. Terms and Conditions are rapidly changing without any advance notice or stability.
Looks like a half-baked product designed by an amateur team with no concern given about sustainable rewards/perks
- 0% forex is now 2% forex
- Super Program fee itself is now ā¹999 if opting for Metal Infinity Debit card despite funding 81100 or more for new to bank. So does that mean if opting for PVC card, then only 399+GST but if opting for Metal Debit card then ā¹999+GST for SUPER? Meanwhile annual fees raised to 1999+GST (waived for being in Super Program)
- Zomato Dining offer says "This is an introductory offer and can be withdrawn by the bank as per their own discretion"
- BOGO offer ā¹300 says the same - "Introductory offer and can be withdrawn by the bank as per their own discretion"
- 4900 Utility also excluded for Rewards
- And of course, 10000 funding now required every month, up from 5000. Terms and Conditions are rapidly changing without any advance notice or stability.
Looks like a half-baked product designed by an amateur team with no concern given about sustainable rewards/perks
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Sobirvs
TF Legend
a friend opened the acc yesterday opted for metal card, ntb customer. got charged 399 for now only with 82k funding, let's see.
cardless
TF Buzz
The changes are effective Oct 1st so anyone opening and opting for metal DC from Oct 1 will be charged updated fee
Sobirvs
TF Legend
ah, so my friend won't be charged 999 , you are sure right?
I think currently he has virtual card which isn't metal card, as i checked in card bin, it's a platinum card but metal one is signature, so i thought may be when metal is issued (should be today or monday coz of holiday), then he will be charged 999 idk? even though he opened with straight away metal card, i think kotak still issues platinum first and then converts/issues the metal one which shd be in his app shows soon enough.
6ix9ine
TF Prestige
He will be charged 999 on next year when super program renews, at this moment it's 399 only for both (plastic and metal).
Anyone registers after 1st October will be charged 999 on metal DC.
6ix9ine
TF Prestige
There is a metal DC thread already bhai, in which some people are fighting with kotak. Result will be nothing though, but I appreciate the fight.
Sobirvs
TF Legend
what if before next yr my friend downgrade the card to normal?
6ix9ine
TF Prestige
I'm not sure if there is any provision for downgrading. If there is, he should get written confirmation from PNO, because as far as I know, accounts opened with ā¹81100 in funding are mapped to Infinity customers, not regular 811 Super customers.
Gauā¹av
TF Legend
So that means next year those customers from whom 399 was taken for Infinity Metal DC this year must pay 999 to continue Super program at the annual renewal time? They can't downgrade to PVC variant and choose 399 only to continue Super?
6ix9ine
TF Prestige
Iām not sure, bhai and honestly, no one is except the bank as this is 1st year for metal DC. But Iām certain about one thing:
Both are different customer categories.
For example, Iām a PVC holder. If I upgrade to a metal debit card, then I have to pay ā¹4999 + GST for the card and ā¹399 for the program. Itās not free for me, and the program doesnāt cost ā¹999 like it does for Infinity customers.
Card will be paid for me forever as I am regular 811 super customer.
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