Paytm Merchant MCC code ?

[Tejo]

I hope all of you aware about Paytm Merchant Account and it's dynamic feature to collect money via cc and dc.

Actually, I want to know mcc code of this "paytm payments ecom del" [ Paytm Merchant ]

2 to 2.25% charges depends on paytm account.

 

[Tejo]

I hope all of you aware about Paytm Merchant Account and it's dynamic feature to collect money via cc and dc.

Actually, I want to know mcc code of this "paytm payments ecom del" [ Paytm Merchant ]

2 to 2.25% charges depends on paytm account.

@Abhishek012

@Wealth is my birth right!

@4uziaul

@goelgourav

 

[Wealth is my birth right!]

@Abhishek012

@Wealth is my birth right!

@4uziaul

@goelgourav

Not used merchant mode due to tax implications so no idea

 

[4uziaul]

@Abhishek012

@Wealth is my birth right!

@4uziaul

@goelgourav

Sorry, I don't use Paytm Merchant, so no idea at all.

 

[VISHESH_BANSAL]

I hope all of you aware about Paytm Merchant Account and it's dynamic feature to collect money via cc and dc.

Actually, I want to know mcc code of this "paytm payments ecom del" [ Paytm Merchant ]

2 to 2.25% charges depends on paytm account.

I do not know the Exact MCC but Txn on this Merchant Name would be counted under shopping.

 

[Tejo]

I do not know the Exact MCC but Txn on this Merchant Name would be counted under shopping.

I got just now from axis cc

It's 5999, retail Shopping

 

[Swann]

They will block the merchant account if you repeat transaction
Only do 1-2 transaction per month
And yes 5999 is mcc for paytm payment ecom delhi

 

[Tejo]

They will block the merchant account if you repeat transaction
Only do 1-2 transaction per month
And yes 5999 is mcc for paytm payment ecom delhi

Actually I don't use it, rare for emergency.

 

[ALOAK]

POS Merchant Category-wise Classification - Jun'23 As per npci list​

POS Merchant Category-wise Classification - Jun'23
Classification	MCC	Description
High Transacting Categories	5541	Service Stations (with or without Ancillary Services)
5411	Grocery Stores and Supermarkets
9399	Government Services - not elsewhere classified
5812	Eating Places, Restaurants
8062	Hospitals
5699	Miscellaneous Apparel and Accessory Stores
5921	Package Stores, Beer, Wine, Liquor
5813	Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns - Drinking Places(Alcoholic Beverages)
5311	Department Stores
5912	Drug Stores and Pharmacies
Medium Transacting Categories	5651	Clothing - Family
7011	Lodging - Hotels, Motels, Resorts - not elsewhere classified
5944	Jewelry, Watch, Clock, and Silverware Stores
5732	Electronic Sales
5814	Fast Food Restaurants
5691	Men`s and Women`s Clothing Stores
5499	Miscellaneous Food Stores - Convenience Stores and Specialty Markets
4812	Telecommunication Equipment Including Telephone Sales
5661	Shoe Stores
5462	Bakeries
All Other Categories	5722	Appliance Stores, Not Elsewhere Classified
5983	Fuel Dealers - Coal, Fuel Oil, Liquefied Petroleum, Wood
8299	Schools and Educational Services - not elsewhere classified
5047	DENTAL/LABORATORY/MEDICAL/OPHTHAL/HOSPITAL EQUIPMENT AND SUPPLIES
9311	Tax Payments
5331	Variety Stores
7832	Motion Picture Theaters
5999	Miscellaneous and Specialty Retail Stores
4900	Utilities - Electric, Gas, Sanitary, Water
Others

 

[ALOAK]

ECOM Merchant Category-wise Classification - Jun'23​

ECOM Merchant Category-wise Classification - Jun'23
Classification	MCC	Description
High Transacting Categories	9399	Government Services - not elsewhere classified
6540	Poi (Point Of Interaction) Funding Transactions
4900	Utilities - Electric, Gas, Sanitary, Water
4814	Calls Through Use of Magnetic Stripe - Reading Telephones
5816	Digital Goods-Games
8220	Colleges, Universities, Professional Schools, and Junior Colleges
5399	Miscellaneous General Merchandise
5699	Miscellaneous Apparel and Accessory Stores
4112	Passenger Railways
5814	Fast Food Restaurants
Medium Transacting Categories	6300	Insurance Sales, Underwriting, and Premiums
5411	Grocery Stores and Supermarkets
7399	Business Services, Not Elsewhere Classified
6513	Real Estate (e.g,rent)
6012	Financial Institutions - Merchandise and Services
4816	Computer Network/Information Services
8299	Schools and Educational Services - not elsewhere classified
4899	Cable, Satellite, and Other Pay Television and Radio Services
4722	Travel Agencies and Tour Operators
8211	Elementary and Secondary Schools
All Other Categories	5999	Miscellaneous and Specialty Retail Stores
9311	Tax Payments
4121	Limousines and Taxicabs
5817	Digital Goods-Software Applications(Excludes Games)
8244	Schools, Business and Secretarial
4784	Toll and Bridge Fees
4131	Bus Lines
7832	Motion Picture Theaters
7994	Video Game Arcades and Establishments
Others

 

[ALOAK]

Eligible MCC as per hdfc list cashback for hdfc cc or DC. And citibank MCC in pdf format.did not go through if they are same. But anyone want to check.

 

[Hemang]

what is mcc code on paytm if we are using it to pay any CC bill using hdfc millenia debit card directly ?
For wallet reload payment to CC then it would be wallet reload (MCC - 6540), which would fetch us 1%.

 

[AritraSaha]

what is mcc code on paytm if we are using it to pay any CC bill using hdfc millenia debit card directly ?
For wallet reload payment to CC then it would be wallet reload (MCC - 6540), which would fetch us 1%.

6051 . .

 

[Hemang]

6051 . .

would this fetch us 2.5% on millenia debit card on cc bill payment directly through paytm ?

 

[AritraSaha]

would this fetch us 2.5% on millenia debit card on cc bill payment directly through paytm ?

Check the exclude mcc list from hdfc website..

 

[Hemang]

Check the exclude mcc list from hdfc website..

6051 is not in the exclusion list of hdfc millenia debit card. I have not received the reward points for January spends 2024 till now. For that month i had spent on cc bill payment directly on paytm. I will let everyone know, if i don't receive the points.

 

[Tejo]

6051 is not in the exclusion list of hdfc millenia debit card. I have not received the reward points for January spends 2024 till now. For that month i had spent on cc bill payment directly on paytm. I will let everyone know, if i don't receive the points.

Am I mistaken ?

For millenia debit, we get cashback points after 3 months/90 na ??

Technically you are reffering December 2023, na?? (December+90(jan+feb+mar) -> April na) ... am I missing something ???

 

[VISHESH_BANSAL]

Am I mistaken ?

For millenia debit, we get cashback points after 3 months/90 na ??

Technically you are reffering December 2023, na?? (December+90(jan+feb+mar) -> April na) ... am I missing something ???

Within 90 days and After 90 days m difference hota hai😂

 

[Tejo]

Within 90 days and After 90 days m difference hota hai😂

But mostly several got points after 3 months only na

Only from few months they started crediting after 85 days

Finally they will be considering as dec points not jan

 

[Hemang]

But mostly several got points after 3 months only na

Only from few months they started crediting after 85 days

Finally they will be considering as dec points not jan

bhai december ke points hdfc ne last month de diye jaldi se (<90 days). January 2024 ke points aane chahiye, after 31st Jan 2024 + 90 days (Maximum) which would be completed by end of April 2024, so we can raise complaint on 1st May 2024.