Is it ok to "Revoke" ANUMATI Account Aggregator after getting limit increased, SBI Cards? Help Needed!

[rated__9-by-11]

***Image for reference.

Today I updated the SBI Cards app and found this new option "Credit Limit Increase" (see image). At first I thought it was a Free Credit Limit Increase as it was showing something like You are eligible for limit increase (something like this). Now when I processed for the same they asked for this "Anumati" Validation which is Account Aggregator.

The whole process took 5 Mins max and SBI approved and increased my limit from Rs.1L to Rs.1.4L (Not that much of an increase but it's ok) and limit updated in app instantly.

Now as l logged in to this website "Anumati", I saw that the Account Aggregator Access is valid till 2029 (see image).


QUESTION 1: As the limit increase is done, should I revoke this access maybe after waiting a day or two? Or keep this as it is? Will it affect the limit increase?

QUESTION 2: As i took the limit increase through this process of AA, can i still get Pre-Approved Limit Increments in future?

QUESTION 3: If i disable/revoke this Account Aggregator, can they take back this limit increment?

QUESTION 4: Also does revoking this affect the future increments in anyway?

Please do help me out with my queries. THANK YOU!

 

[NAB]

Yes, you can revoke the access.
It doesn't matter now.

 

[rated__9-by-11]

Yes, you can revoke the access.
It doesn't matter now.

Okay. Thank You!

 

[Kiranonlinee]

How to revoke anumati access ?

 

[imdjay]

How to revoke anumati access ?

Go to https://www.anumati.co.in/

Login via Mobile OTP
Then go to Manage Consents -> Active
Revoke the Consent.

 

[R@J]

@SSV I remember seeing your post on the same. I just want to ask if it is safe to give consent to Account Aggregators (even if we can remove the consent later).
Asking for my family member, who is well aware, but might not be that pro in identifying scammers/fraudsters etc. (in case any data is misused). Any inputs?

 

[SSV]

@SSV I remember seeing your post on the same. I just want to ask if it is safe to give consent to Account Aggregators (even if we can remove the consent later).
Asking for my family member, who is well aware, but might not be that pro in identifying scammers/fraudsters etc. (in case any data is misused). Any inputs?

It is only because the unknowns that may be causing the anxiety.. yes for 1 or 2 days access to account agregators I dont see any big issue..

Post in thread '(Limit increase)Update your SBI App and check if you have limit increase option under benefits.'

Sep 16, 2024

YAY... I got lucky with Anumathi !!! There is no need for Bhanumathi for me now..
Anumathi had been wonderful for me...



After initial instant rejection from sbi cards web site, a few days ago, I got a pop up message in sbi cards app explaining about new built in feature of sbi CLI .

Tried again, this time it asked for further information and here came Anumathi !!!

I gave permission for Anumathi and i got CLI from 2.25L to 3.25L.

But anumathi didn't could not consider all my sb accounts in hdfc, bob, idfc etc.it only took data from icici only..
Ir could not take aata...

• SSV

• 
• 

 

[R@J]

It is only because the unknowns that may be causing the anxiety.. yes for 1 or 2 days access to account agregators I dont see any big issue..

Post in thread '(Limit increase)Update your SBI App and check if you have limit increase option under benefits.'

Sep 16, 2024

YAY... I got lucky with Anumathi !!! There is no need for Bhanumathi for me now..
Anumathi had been wonderful for me...



After initial instant rejection from sbi cards web site, a few days ago, I got a pop up message in sbi cards app explaining about new built in feature of sbi CLI .

Tried again, this time it asked for further information and here came Anumathi !!!

I gave permission for Anumathi and i got CLI from 2.25L to 3.25L.

But anumathi didn't could not consider all my sb accounts in hdfc, bob, idfc etc.it only took data from icici only..
Ir could not take aata...

• SSV

• 
• 

Thanks @SSV bro! Will go ahead because her limit is really really low compared to her salary and CIBIL profile.
True, it is the unknown that causes anxiety - specially when we know how much data breach and scams are on the rise, and it may be difficult for our elders in the family.

 

[flyhighpaper34]

Will signing in /signup on anumati increase chances of redirecting to anumati?
I have tried limit increase like 10 times.. but everytime it rejects before anumati comes..

 

[R@J]

Thanks @SSV bro! Will go ahead because her limit is really really low compared to her salary and CIBIL profile.
True, it is the unknown that causes anxiety - specially when we know how much data breach and scams are on the rise, and it may be difficult for our elders in the family.

Did it for my SBI CB card using Axis salary account....got instant LE approval of 30% over 3.31L limit.

Tried it for my sibling using SBI Platinum salary account - getting this error twice. What could be the reason.... is it not working for SBI accounts? :

 

[MrWick]

Did it for my SBI CB card using Axis salary account....got instant LE approval of 30% over 3.31L limit.

Tried it for my sibling using SBI Platinum salary account - getting this error twice. What could be the reason.... is it not working for SBI accounts? :
View attachment 71603

It's not working for sbi accounts.

 

[R@J]

It's not working for sbi accounts.

Ohkkk!
Thanks for the info @MrWick

 

[deep@vie]

Will signing in /signup on anumati increase chances of redirecting to anumati?
I have tried limit increase like 10 times.. but everytime it rejects before anumati comes..

Network issue buddy.you need high speed connection

 

[deep@vie]

Did it for my SBI CB card using Axis salary account....got instant LE approval of 30% over 3.31L limit.

Tried it for my sibling using SBI Platinum salary account - getting this error twice. What could be the reason.... is it not working for SBI accounts? :
View attachment 71603

Even in cases,it goes through, no LE has been provided in case of SBI salary account holders.

 

[flyhighpaper34]

Network issue buddy.you need high speed connection

I tried from laptop , Android phone in airtel, jio, airtel broadband.. in all combinations.. but no luck😑

 

[deep@vie]

I tried from laptop , Android phone in airtel, jio, airtel broadband.. in all combinations.. but no luck😑

Then keep trying time & again.
I failed 10s of times but lastly got 40% LE,so keep trying.
& don't forget to revoke the consent after getting LE as they keep it active for 5 years.

 

[R@J]

Even in cases,it goes through, no LE has been provided in case of SBI salary account holders.

Any idea, if we grant consent for HDFC/ICICI account which are non-salary but with good balance?
Does the account aggregator fetches overall account health or just the periodic credits around month end or with SALARY narration?

 

[deep@vie]

Any idea, if we grant consent for HDFC/ICICI account which are non-salary but with good balance?
Does the account aggregator fetches overall account health or just the periodic credits around month end or with SALARY narration?

In my few,balance along with big credits in recent past particularly in last few weeks