Information Required For New Cibil Profile (Scored Dropped From 772 to 751)

[kishandev]

Hii, I am new to this website hence not allowed to post on credit card forum, hence posting it here.
I have recently got a cibil profile and in just 2 months my cibil score increased from 736 to 772 but one AU SFB CC enquiry made it drop to 751, I want to know how long will it take for my score to be upgraded to 772?
My CC Details = IDFC Secured CC - 10k limit (I have paid on time for past 3 months and made sure to not get the CC utilization to more than 30%)

 

[helloworld]

Anything above 750 is good infact with strong credit history, this score itself help you get better interest rates when availing loans/credit cards. Infact, 750 score is default to obtain basic to super-premium credit cards.

Other factors that affect loan/card eligibility like
- Over credit exposure
- Missing payments
- Not sufficient credit history
- No income
- Address / various misc. reasons

No bank discard your application, just because you have only 750 score or no bank need 770 to get the credit card/loan.

Moreover, in credit score anything and everything will be temporary, things changes but your score will always be above 750 if you

- apply moderately (limited enquiries)
- pay on time (before due date)
- mixure of loan/cards

then you're good and nothing will stop you from anything.

Most important: Spend wisely that you can pay within due date, pay on time, ignore everything. Rest will follow.