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Amex bill payment at 30% rewards back

yogobit

TF Select
So I've to pay my amex bill today & since there is an offer of 30% back
So my calculations I'll effectively use 14,051.1 to cover 5018.28 inr charge
XRecorder13102024101328



Is that a good deal to cover amex charge?
 

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Solution
Typically, when redeeming for statement credit:
  • 1 MR = 0.25p
  • With a 30% bonus, 1 MR = 0.33p
For Amazon vouchers, it's the same rate:
  • 1 MR = 0.33p
When redeeming through the Gold Collection for Taj:
  • 1 MR = 0.50p
For Marriott redemptions, the value can vary widely:
  • On average, 1 MR ~ ₹0.40p, but it’s not always consistent.
  • It can go as low as 0.30p or as high as ₹1.5+, depending on factors like time, location, hotel, and season.
Typically, when redeeming for statement credit:
  • 1 MR = 0.25p
  • With a 30% bonus, 1 MR = 0.33p
For Amazon vouchers, it's the same rate:
  • 1 MR = 0.33p
When redeeming through the Gold Collection for Taj:
  • 1 MR = 0.50p
For Marriott redemptions, the value can vary widely:
  • On average, 1 MR ~ ₹0.40p, but it’s not always consistent.
  • It can go as low as 0.30p or as high as ₹1.5+, depending on factors like time, location, hotel, and season.
 
Last edited:
Solution
normally to redeem for statement credit

1 MR = 0.25p

30% bonus means 0.33p.

FYI, if you redeem for amzn voucher its same rate. 1 MR = 0.33p

If redeemed same through gold collection for Taj, 1 MR = 0.50p

If you value and redeem for Marriott redemption, 1 MR = 1Rs.
Marriott Redemptions aren’t necessarily 1MR = ₹1
 
normally to redeem for statement credit

1 MR = 0.25p

30% bonus means 0.33p.

FYI, if you redeem for amzn voucher its same rate. 1 MR = 0.33p

If redeemed same through gold collection for Taj, 1 MR = 0.50p

If you value and redeem for Marriott redemption, 1 MR = 1Rs.
What is the reward rate if we use it for buying Amazon voucher from Gyftr?
 
What is the reward rate if we use it for buying Amazon voucher from Gyftr?

above is for redemption, nor earning.

for earning

 
above is for redemption, nor earning.

for earning

My Query is if we buy Apay voucher from Gyftr using Amex reward points (in the Amex OTP page there is an option to check pay with reward points), do we get both regular points as well as 30% extra points?
 
My Query is if we buy Apay voucher from Gyftr using Amex reward points (in the Amex OTP page there is an option to check pay with reward points), do we get both regular points as well as 30% extra points?

no, in that case usual rate 0.25p applicable. 30% bonus only if settled MR points for statement credit only.
 
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