What's That Underdog Credit Card for You?

[SubhankarSubhankar is verified member.]

What’s that underdog card for you? For me it’s BOB Eterna

Base Reward Rate: 0.75%

Accelerated Reward Rate: 3.75% (capped at 5k pts/ month)

Ideal Spending / Month: 42,000 INR

It’ll qualify for annual milestones of 5 Lac & 50k for 20k pts &10k pts. It'll shoot the reward rate to 4.75 on annual spends of 5 Lac.


1RP= 25p as statement credit.

It has also joining fee waiver on 25k spends on first 60 days, which is amazing considering the value

 

[helloworld]

What's the best option for rewards redemption?

Taj or Marriot

 

[cardio_guycardio_guy is verified member.]

Some of those not so rewarding cards, but are very useful in specific categories:

• ICICI Sapphiro:
  • B1G1 on BMS upto Rs 500 two times a month. I think this is one of the best offers in BMS.
• HDFC Tata Neu Infinity:
  • Lounge access without spend criteria (Domestic: 2 per quarter = 8 times a year)
  • Complimentary Taj Innercircle Silver Membership
• Indusind Tiger:
  • One movie ticket free (up to Rs 500) once in 6 months.
  • Lounge access without spend criteria (Domestic: 2 per quarter = 8 times a year)
• Federal Celesta:
  • Lounge access without spend criteria (Domestic: 4 per quarter = 16 times a year)
• HDFC Swiggy:
  • Lot of MasterCard offers. Select the card and explore here

 

[bugmenot]

ICICI Sapphiro:

• B1G1 on BMS upto Rs 1000 a month. I think this is one of the best offers in BMS.

Could have rephrased as BOGO upto Rs 500, two times a month.

 

[cardio_guycardio_guy is verified member.]

Could have rephrased as BOGO upto Rs 500, two times a month.

Will do. Thanks.

 

[Mahirathore360]

Axis neo credit card

 

[akki7163]

AU LIT CREDIT CARD

I have Activated 4 feature on that...Grocery , offline spends, 2% Additional, 100 rs cashback for 5000 spends.