Offer Fulfilled! Credit limit enhancement beyond expectations

[kanhaiyabsy]

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip (₹1.1L) and ITR (₹12L), and my limit was enhanced to ₹2.3L just last week. However, I accidentally checked my account today and was surprised to see that my primary card limit has been increased to ₹50L and my RuPay virtual credit card limit to ₹20L."

How is it possible? (Is it due to Technical problem)

Will bank

take it back ?

 

[6ix9ine]

Kya chahte ho bhai

- Limit kam mile tohdikkat
- Limit jyada mile toh bhi dikkat

Waise 50L kuch jyada hi hai, meri maano poori limit ko bahar nikalke dubai shift ho jao. Thank me later.

 

[Pikachu.]

Now it's time to join Neerav Modi and Vijay Mallya. 🤣🤣

 

[kanhaiyabsy]

Kya chahte ho bhai

- Limit kam mile tohdikkat
- Limit jyada mile toh bhi dikkat

Waise 50L kuch jyada hi hai, meri maano poori limit ko bahar nikalke dubai shift ho jao. Thank me later.

No bro. I want to hold this credit limit

 

[6ix9ine]

No bro. I want to hold this credit limit

It seems like you will be holding it. Congratulations, send an email to customer care or grievance to confirm this, and perhaps ask for the Infinia straight 🤣

 

[kanhaiyabsy]

It seems like you will be holding it. Congratulations, send an email to customer care or grievance to confirm this, and perhaps ask for the Infinia straight 🤣

That's my target but what about spend based criteria I rarely use 10-15k every month, recently opened salary account with HDFC.
Please guide me further

 

[ccdc]

Enjoy the limit..... flaunt it....

 

[6ix9ine]

That's my target but what about spend based criteria I rarely use 10-15k every month, recently opened salary account with HDFC.
Please guide me further

I don't have infinia brother, @SSV @BVC might be able to assist you on that, till then at least get the limit confirmation from HDFC.

Good thing, you have all the screenshots posted in this community so it can serve as a proof in future.

 

[kanhaiyabsy]

I don't have infinia brother, @SSV @BVC might be able to assist you on that, till then at least get the limit confirmation from HDFC.

Good thing, you have all the screenshots posted in this community so it can serve as a proof in future.

I'm worried,If confirmation leads to limit reduced because It's very rare holding this much limit , after 15 days effort I got limit enhancement

 

[ontherocks]

Go underground for the next month. Stop all forms of communication and transactions with HDFC. Hide all kind of stuff (CC, DC, Chequebook, etc.) that would remind you of HDFC. If a branch is on your way, change your route.

 

[Zacobite]

I'm worried,If confirmation leads to limit reduced because It's very rare holding this much limit , after 15 days effort I got limit enhancementView attachment 81048View attachment 81047

relax.. go about your normal business.. if it is to be it will be.. i am not understanding what you are stressed about.. what did u do here?

 

[Heehaahee]

When is the channel coming out to guide HDFC peers? 🙃

 

[aniketkr.sharma]

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip (₹1.1L) and ITR (₹12L), and my limit was enhanced to ₹2.3L just last week. However, I accidentally checked my account today and was surprised to see that my primary card limit has been increased to ₹50L and my RuPay virtual credit card limit to ₹20L."

How is it possible? (Is it due to Technical problem)
Will bankView attachment 81043View attachment 81044View attachment 81045View attachment 81046 take it back ?

BTW yes there were some technical issues the day before yesterday and that triggered your limit boost.

 

[2025]

Congratulations.
Huge limit comes with huge responsibility. Don't post everything in public. Limit your per day transaction limit as per your requirement.

Regarding infinia, it may come as pre-approved in your case unless hdfc rectify their error in sometime.

(I think back end team put your salary 11 lakh per month instead of 1.1 lakh.

 

[MANAV28]

Congratulations.. Lucky you

 

[vaibhav111vaibhav111 is verified member.]

Congratulations bro 😎, limit could be reversed cause let be real for that limit you need UHNI TRV and spend so don’t worry just be happy.

 

[Gowthamakumar]

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip (₹1.1L) and ITR (₹12L), and my limit was enhanced to ₹2.3L just last week. However, I accidentally checked my account today and was surprised to see that my primary card limit has been increased to ₹50L and my RuPay virtual credit card limit to ₹20L."

How is it possible? (Is it due to Technical problem)

Will bankView attachment 81043

View attachment 81044View attachment 81045View attachment 81046 take it back ?

If you like to confirm your limit without asking HDFC Bank wait for some more days and check the cibil. if the limit is real it will be updated in cibil in card limit category if not it will be a glitch or a error.

 

[Fintellect]

Enjoy what you have 👍

 

[Rocky bhai 007]

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip (₹1.1L) and ITR (₹12L), and my limit was enhanced to ₹2.3L just last week. However, I accidentally checked my account today and was surprised to see that my primary card limit has been increased to ₹50L and my RuPay virtual credit card limit to ₹20L."

How is it possible? (Is it due to Technical problem)

Will bankView attachment 81043

View attachment 81044View attachment 81045View attachment 81046 take it back ?

New Lucky Bhaskar of 2025🤣🤣

 

[harsh_ujjwal]

Kya chahte ho bhai

- Limit kam mile tohdikkat
- Limit jyada mile toh bhi dikkat

Waise 50L kuch jyada hi hai, meri maano poori limit ko bahar nikalke dubai shift ho jao. Thank me later.

Banking me kch v possible h.. kisi ko kam limit wo pareshan, kisi ko jyade limit wo v pareshan.. sb pareshan😅