Eligibility Criteria & Suggestions to Increase Credit Limit on HDFC Credit Cards

[Syed Adil Abbas]

i am holding hdfc LTF millennia CC with limit of 1.01L (APRIL 2023) and i applied TATA NEU PLUS (Oct 2024)

but TATA NEU Was Chargeable Card so i closed that card before activation

Now i have applied Manually LE for my millennia CC via Email (NOV 2024)

Will i get LIMIT Increase or Due to card closure of TATA NEU will they Reject

 

[sidpsidp is verified member.]

1. Submit salary slip/itr. You'll get 2-3x net salary.
2. Try to maximise your spends. Hit the cl. Repay. Reuse. Do this for 2-3 months, then stop using altogether.
3. Early morning Prayers might work.

 

[Deleted member 50494]

Kindly share tips and tricks to increase credit limit of HDFC Credit card if any.

Tip: Have Patience
Trick: Buy ULIP

 

[BVCBVC is verified member.]

Following this post

Please use watch feature on thread for getting notified, instead of just commenting as following.

 

[BVCBVC is verified member.]

1. Submit salary slip/itr. You'll get 2-3x net salary.
2. Try to maximise your spends. Hit the cl. Repay. Reuse. Do this for 2-3 months, then stop using altogether.

Does start & stop technique work for HDFC also? @SSV BTW any change in your Infinia CL in the past year?

3. Early morning Prayers might work.

😂😂 Mediation for peace and prayers for CL increase

 

[Anindya98]

Kindly share tips and tricks to increase credit limit of HDFC Credit card if any.

Sometimes converting EMIs helps.

Please use watch feature on thread for getting notified, instead of just commenting as following.

This feature is hit-and-miss for me some threads I don't receive notifications even after using the " Watch" feature

 

[BVCBVC is verified member.]

Sometimes converting EMIs helps.

This feature is hit-and-miss for me some threads I don't receive notifications even after using the " Watch" feature

Overall Notification there is some problem. We have informed admin on this issue. They’re checking back end.

For Ex my own threads I am not getting notified.

 

[Anindya98]

Overall Notification there is some problem. We have informed admin on this issue. They’re checking back end.

For Ex my own threads I am not getting notified.

Also, one more thing I have to turn off the "watch" feature and then again turn on "Watch" to get notifications on some important threads every week multiple times.

 

[BVCBVC is verified member.]

Also, one more thing I have to turn off the "watch" feature and then again turn on "Watch" to get notifications on some important threads every week multiple times.

The recent thread, I have commented earlier Legend card devaluation one, there’s a recent reply and I have not got notification on the same. Yes there are some issues, we have informed Admin and will be addressed.

 

[sidpsidp is verified member.]

Does start & stop technique work for HDFC also? @SSV BTW any change in your Infinia CL in the past year?

😂😂 Mediation for peace and prayers for CL increase

There are mixed report but both start & stop+ repay & reuse method work for most issuers.

Yes bank is an outlier. If expenses in a billing cycle regularly crosses cl , they send warning mail. 😆 They are issuing marquee with 50k limit and expect reaching fee waiver without spending more than cl. May be they already know most are going to close it. 😆