Which Debit Card to use for Credit Card Bill Payment in April 2025

[kev569]

Freecharge sometimes has problems with huge amounts especially 1 lakh and above. You will have to keep on trying.

I have been trying since last week, uninstalled and installed the app twice but still not working. And I tried doing the transaction with different amounts ranging from 1000 to 25000.

 

[Abhishek012]

Guys, had applied the first tap rupay for the select account and paid the cc bill using it along with the verified merchant name in phonepay, got the regular rewards but not the welcome benefits again like mentioned in the post.

Minimum transaction is 1k+

Do other transactions, dnt worry sometimes IDFC bank missed some transaction rewards or welcome rewards.

Your 2nd transaction you will get welcome bonus reward or if you wait then high chance you will get welcome rewards after 30 days or max 2-3 months.

 

[Abhishek012]

Hi,

Can anyone share if they were able to pay any CC bills using RBL EDC (MC variant) on Freecharge?

For me, it is showing the option to pay the bills but doesn't go to the next page to complete the transaction.

Try any other freecharge account.

 

[MVC]

Try any other freecharge account.

How to do it without convenience fees

 

[CyberPsych]

are you talking on the standard 100 welcome rewards or as per the transaction value ?

Per transaction rewards

 

[imrahul]

I can confirm that paying cc bil via paytm app using indusind exlcusive signature visa dc WILL NOT accrue RPs. I did 2 transactions in Mar 1st and didnt get anything.

I told many times that rewards for transactions done on 1st of the month are always late...you will get them within 20 days if not send them an email and they will credit manually...i always do on 3rd of 4th of the month and get reward points within 2 to 4 days

 

[kev569]

Try any other freecharge account.

Yes going to try that once today and see if it works.

 

[rafzy]

I told many times that rewards for transactions done on 1st of the month are always late...you will get them within 20 days if not send them an email and they will credit manually...i always do on 3rd of 4th of the month and get reward points within 2 to 4 days

I did the same transaction in jan and feb 1st and 2nd only and that all credited in 3 or 4 days max. hence i deduced it's kinda patched.Strange. Anyways if it comes in 20 days, well and fine. if not then I can put the indusind dc in the drawer.

 

[iimadarsh]

It does. I got points both regular and bonus.

I did a txn of 5033 on MobiKwik via Sbi Jcb rupay platinum debit card but didn't get any points.

Maybe txn through vdc giving points on MobiKwik

 

[amazon_fan]

How to do it without convenience fees

oh great, looks like Mobiwick + SBI VDC does not work. Should i try Paytem / Phonepe + SBI VDC ?

 

[amazon_fan]

I did a txn of 5033 on MobiKwik via Sbi Jcb rupay platinum debit card but didn't get any points.

Maybe txn through vdc giving points on MobiKwik

I also tried Mobiwick + SBI VDC. Got only welcome points. Should i try Paytem / Phonepe + SBI VDC ?

 

[Jack7]

Paid 2 CC bills on 25th Feb and 27th Feb respectively for a total of 1lakh (combined) using IDFC Firstap card on "Phonepe recharge" but didn't receive any reward points for that , is this normal?

 

[imrahul]

I did the same transaction in jan and feb 1st and 2nd only and that all credited in 3 or 4 days max. hence i deduced it's kinda patched.Strange. Anyways if it comes in 20 days, well and fine. if not then I can put the indusind dc in the drawer.

Well i have received points for transactions done on 3rd march within 2 days and have also redeemed them

 

[Abhishek012]

Paid 2 CC bills on 25th Feb and 27th Feb respectively for a total of 1lakh (combined) using IDFC Firstap card on "Phonepe recharge" but didn't receive any reward points for that , is this normal?

Yes normal. do other transaction in march.

sometime new cards are not linked with rewardz system or IDFC missed some transaction rewardz.

if you wait 2-3 months, all rewards will auto credit

Or complaint to IDFC after 30 days, they will manually credit.

 

[amazon_fan]

Can someone confirm if CC payment made through Mobiwick using SBI Rupay VDC gets regular reward points or not ?
Here, guys are telling Mobiwick + SBI VDC does NOT gives reward points.

D

Thread 'SBI Rewardz: Accelerated 5X/10X Reward Points under Monthly Campaigns. (No Offer Live Now)'

Sep 4, 2024

NO OFFER LIVE NOW.​

Past Offers:

Sunsational Summer Offer Live Now with 2X RP upto 1000 points maximum.

Offer Period: April 1st to April 15th, 2025.

Min Txn: Rs.1000

Max. RPs: 1000

Applicable on Apparel, Lifestyle, Electronics category.

More TnC after page goes live on SBI Rewardz website.

Past offers:

(Ended on March 31st, 2025) Offer 1: Year End offer between March 15th to 31st, 2025. (March 15th, 2025 to March 31st, 2025)

SBI Rewardz Holi ke Rang 2.0, SBI End of Year Rewards and and...

• desiviru
• debit card debit card offfer loot online rewards points sbi sbi unipay transaction unipay virtual debit card
• Replies: 3,187
• Forum: Debit Card Offers

• 
• 
• 

I know, @Abhishek012 has clearly mentioned "PhonePe, SBI Unipay, PayZapp, Navi, Paytm, Freecharge, BillDesk etc" in his post, NOT mentioned Mobiwick.
Has anybody done in mobiwick ?
I did minor (3K) in mobiwick and did not get points. Not sure by waiting i will get or will not get.

Or need to do in phonepay / paytm.

 

[Abhishek012]

Can someone confirm if CC payment made through Mobiwick using SBI Rupay VDC gets regular reward points or not ?
Here, guys are telling Mobiwick + SBI VDC does NOT gives reward points.

D

Thread 'SBI Rewardz: Accelerated 5X/10X Reward Points under Monthly Campaigns. (No Offer Live Now)'

Sep 4, 2024

NO OFFER LIVE NOW.​

Past Offers:

Sunsational Summer Offer Live Now with 2X RP upto 1000 points maximum.

Offer Period: April 1st to April 15th, 2025.

Min Txn: Rs.1000

Max. RPs: 1000

Applicable on Apparel, Lifestyle, Electronics category.

More TnC after page goes live on SBI Rewardz website.

Past offers:

(Ended on March 31st, 2025) Offer 1: Year End offer between March 15th to 31st, 2025. (March 15th, 2025 to March 31st, 2025)

SBI Rewardz Holi ke Rang 2.0, SBI End of Year Rewards and and...

• desiviru
• debit card debit card offfer loot online rewards points sbi sbi unipay transaction unipay virtual debit card
• Replies: 3,187
• Forum: Debit Card Offers

• 
• 
• 

I know, @Abhishek012 has clearly mentioned "PhonePe, SBI Unipay, PayZapp, Navi, Paytm, Freecharge, BillDesk etc" in his post, NOT mentioned Mobiwick.
Has anybody done in mobiwick ?
I did minor (3K) in mobiwick and did not get points. Not sure by waiting i will get or will not get.

Or need to do in phonepay / paytm.

Mobikwik have 2 payment gateways. sometimes reward points credit or sometimes not.

You will get multiple comments here on technofino.

Some people got it in Visa, and some did not.

Some people got it in RuPay, and some did not.

Revaluation Post in thread 'SBI Virtual Debit Card is giving 2x Reward Points - Query & Discussion'

Mar 12, 2025

Anybody still getting reward points in SBI VISA VDC ? I created new visa vdc last month (12 Feb 2025) and paid bill using unipay and mobikwik but till date got nothing.

• random17user

 

[drdaga]

do we get points on indusind pioneer ??
as my idfc 5L + 5L done this month

 

[Credit_Cards]

Paid 2 CC bills on 25th Feb and 27th Feb respectively for a total of 1lakh (combined) using IDFC Firstap card on "Phonepe recharge" but didn't receive any reward points for that , is this normal?

y e s

 

[PayKaroAbhi]

I was loading Ebix wallet today and tried with 100₹ first and it worked but as soon as I tried to make a txn of 4900₹ it deducted the amount and started showing this page. I only received a receipt from CCAvenue and haven't received any amount in my wallet. What to do now? 😨😰

 

[Sanyamramshankar@ybl]

What should I do with my Kotak super debit card from next month😐😐😐