Not able to get Credit Card from ICICI and SBI

[NeerajNegi]

I have all bank credit cards but I am always get rejected from SBI and ICICI. According to SBI there is block due applying many times. ICICI don't give any exact reason.


Whats the best way to get credit card of these

 

[NABNAB is verified member.]

For ICICI, Try Amazon ICICI they are getting approved easily. If that also not working, then opening a Savings Account seems the easiest solution. They generally give pre-approved offers very easily if good amount of funds is maintained.

Same goes for SBI, many times they just give pre-approved CC to Savings Account holders.

 

[NeerajNegi]

For ICICI, Try Amazon ICICI they are getting approved easily. If that also not working, then opening a Savings Account seems the easiest solution. They generally give pre-approved offers very easily if good fund is maintained.

I tried amazon ICICI also rejcted multiple times and I already have ICICI saving account since 5-6 years. I think the problem is i took FD based card in the starting since then no pre approved offer etc and now i cancelled the fd based card but still no luck

 

[NABNAB is verified member.]

I tried amazon ICICI also rejcted multiple times and I already have ICICI saving account since 5-6 years. I think the problem is i took FD based card in the starting since then no pre approved offer etc and now i cancelled the fd based card but still no luck

Ohh, by any chance do you have RM allocated? If yes, then try with him. They sometimes can easily get the cards approved.

 

[NeerajNegi]

Ohh, by any chance do you have RM allocated? If yes, then try with him. They sometimes can easily get the cards approved.

Yeah got a call from RM few days back when flying back to india he told me call me ill try today. But seriously with SBI and Icici A CARD IS IMORTANT FOR online shopping these two are missing from my portfolio only.

I will update you.

How about SBI?

 

[NABNAB is verified member.]

Yeah got a call from RM few days back when flying back to india he told me call me ill try today. But seriously with SBI and Icici A CARD IS IMORTANT FOR online shopping these two are missing from my portfolio only.

I will update you.

How about SBI?

SBI is very notorious if got rejected.

Try the same savings account trick OR with direct agent. You will find many on the Airport, Metros, Malls, etc. They have kinda superpower to tweak the application and get the approval 😂

 

[NeerajNegi]

SBI is very notorious if got rejected.

Try the same savings account trick OR with direct agent. You will find many on the Airport, Metros, Malls, etc. They have kinda superpower to tweak the application and get the approval 😂

Thanks man but I have tried many things. Went to agent reject, online reject, at bank reject, Mall reject. lets see

 

[NeerajNegi]

Ohh, by any chance do you hav e RM allocated? If yes, then try with him. They sometimes can easily get the cards approved.

applied just now again rejcted

 

[NABNAB is verified member.]

applied just now again rejcted

😟
Give it some rest, they will do hard CIBIL enquiry on each application I guess.

Had similar experience with a friend, but her got surprisingly approved after getting a call from the branch after the rejection. Make sure you don't miss any call from the branch/customer care now.

They will help you to complete the process on call.

 

[Z_S]

Same with me in icici my in my case there is one account in ICICI opened since 2022 still there are no preapproved credit card offers in it and not even they are giving credit card after applying also.

Like from that account we have tried since so many time application like in this month inly done 2-3 times application still the same story and everytime it gets rejected..and shows thanks for your application and just get the regret message each time..

Experts kindly help here @SSV @BVC @Anindya98

 

[BVCBVC is verified member.]

Same with me in icici my in my case there is one account in ICICI opened since 2022 still there are no preapproved credit card offers in it and not even they are giving credit card after applying also.

Like from that account we have tried since so many time application like in this month inly done 2-3 times application still the same story and everytime it gets rejected..and shows thanks for your application and just get the regret message each time..

Experts kindly help here @SSV @BVC @Anindya98

Just started journey with ICICI account.

Tagging more ICICI buffs. @Nishan11 @Dr.Anand456 @Anindya98 @SSV

 

[Anindya98]

Same with me in icici my in my case there is one account in ICICI opened since 2022 still there are no preapproved credit card offers in it and not even they are giving credit card after applying also.

Like from that account we have tried since so many time application like in this month inly done 2-3 times application still the same story and everytime it gets rejected..and shows thanks for your application and just get the regret message each time..

Experts kindly help here @SSV @BVC @Anindya98

Getting the first ICICI card is tough, but after that, getting more is easy. I got in through my Amazon relationship—been using Amazon since 2014-15. Around 2020, I kept getting the apply option for Apay, but my applications were rejected. Then, when Amazon launched BNPL, I was one of the beta customers and got a 20K limit. I used it frequently, and by 2023, I received a pre-approved Apay offer. Using Prime since 2016.

This time, secured One card was reported 6-7 months in CIBIL—no income docs or verification needed. Within 5-6 days, I had the physical card in hand with a 1.5L limit. In the same month, I got FK Axis (15K) and Tata Neu Plus (45K). Within 6 months, ICICI increased my limit to 4.2L.

I opened my ICICI account in March 2024. Getting the first card is the hardest part—even people with great cards get rejected. I’d recommend going for the Apay card first.

 

[BVCBVC is verified member.]

Getting the first ICICI card is tough, but after that, getting more is easy. I got in through my Amazon relationship—been using Amazon since 2014-15. Around 2020, I kept getting the apply option for Apay, but my applications were rejected. Then, when Amazon launched BNPL, I was one of the beta customers and got a 20K limit. I used it frequently, and by 2023, I received a pre-approved Apay offer. Using Prime since 2016.

This time, secured One card was reported 6-7 months in CIBIL—no income docs or verification needed. Within 5-6 days, I had the physical card in hand with a 1.5L limit. In the same month, I got FK Axis (15K) and Tata Neu Plus (45K). Within 6 months, ICICI increased my limit to 4.2L.

I opened my ICICI account in March 2024. Getting the first card is the hardest part—even people with great cards get rejected. I’d recommend going for the Apay card first.

Yes getting first card is tough. But for me it was easy on Citi Corporate Salary relationship. I got CL of 1.1L-1.2L for Citi Rewards card in 2012. So that was the beginning.

Even got HDFC with around 87K limit, but HDFC ruined it later.

 

[Anindya98]

Even got HDFC with around 87K limit, but HDFC ruined it later.

Classic HDFC I had to close my card in Jan and thinking of opening a new account and applying via a pre-approved offer. Needed an HDFC core card—made the mistake of getting a co-branded one before.

 

[SSV]

Same with me in icici my in my case there is one account in ICICI opened since 2022 still there are no preapproved credit card offers in it and not even they are giving credit card after applying also.

Like from that account we have tried since so many time application like in this month inly done 2-3 times application still the same story and everytime it gets rejected..and shows thanks for your application and just get the regret message each time..

Experts kindly help here @SSV @BVC @Anindya98

Just started journey with ICICI account.

Tagging more ICICI buffs. @Nishan11 @Dr.Anand456 @Anindya98 @SSV

DM me , let’s see if my contact can help you in getting an ICICI card basis your eligibility…

 

[SSV]

Classic HDFC I had to close my card in Jan and thinking of opening a new account and applying via a pre-approved offer. Needed an HDFC core card—made the mistake of getting a co-branded one before.

Sad to hear.. I keep telling people to be a hdfc cc virgin until there are offered the right card.. probably you might have missed those messages

 

[Anindya98]

Sad to hear.. I keep telling people to be hdfc virgin until you are offered the right card.. probably you might have missed those messages

Yes, before being active in TF.

 

[SSV]

Yes, before being active in TF.

Every bank has their own style of acquiring customers.. we need to know the right path before we jump in ..

 

[samjmit]

Applied for SBI Cashback card and they rejected. They told me to apply after 90 days now. What if I apply again from some other medium. Will it work? Also applied for hdfc swiggy card from swiggy app and it also got rejected. Getting so many rejections. What's the right way to apply for hdfc and sbi cards

 

[Anindya98]

Applied for SBI Cashback card and they rejected. They told me to apply after 90 days now. What if I apply again from some other medium. Will it work?

No, it will say you already have an application or instantly they will reject your application.

Also applied for hdfc swiggy card from swiggy app and it also got rejected. Getting so many rejections. What's the right way to apply for hdfc and sbi cards

You should pause from applying for new cards. Multiple rejections will be the reason for your upcoming applications rejection reason.