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Kotak White, Zen, PVR, Inox & 811 Live on RuPay (Other Kotak CC also live on RuPay)

Earlier I had Kotak PVR card FYF, I stopped it last year when they did not convert it to LTF / Waived off fee. Can I get that back? Or apply again for FYF.?I already hold Kotak Myntra card
 
In response to USA tariff, govt is killing VISA and Mastercard and promoting rupay.
Why are you saying the opposite? The Indian govt is indirectly promoting Visa/Mastercard.

Due to Trump's tariff war, the Indian govt has set RuPay cards MDR to zero.

As a result, private banks are promoting Visa/Mastercard more.

Now, last month this issue is openly making it to the news and most banks will further promote Visa/Mastercard.
 
Today my oldest card kotak urbane gold got an upgrade offer for mojo, don't know if there is any fees. But I am confused if I should upgrade if it is LTF as this one is my oldest card. Also phone banking officers unable to check any info about the fee structure as they saying credit card services are not live yet.
 
Today my oldest card kotak urbane gold got an upgrade offer for mojo, don't know if there is any fees. But I am confused if I should upgrade if it is LTF as this one is my oldest card. Also phone banking officers unable to check any info about the fee structure as they saying credit card services are not live yet.
When you upgrade your card, the card account remains the same. So, your credit history is safe.
 
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