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[Help Needed] Amex Platinum Charge Renewal – Retention Offer Advice?

sidk04

TF Buzz
My Amex Platinum Charge is up for renewal on 21st June 2025, and I could use some advice from those who’ve recently been through the retention process.

Here’s my current situation:
  • Approx. ₹35L spend so far this membership year
  • Also holding an Emeralde Private with ₹60L limit, so the no limit feature of Plat doesn’t add much value for me
  • I do have a few international trips planned this year, so benefits like hotel status memberships and global lounges will be useful
Would really appreciate insights on the following:
  1. Is Amex giving out retention offers on Plat Charge these days? If yes, what kind of offers are being seen?
  2. When is the ideal time to speak to an Amex rep about retention — a month before renewal, or closer to the actual date?
  3. What kind of offers should I expect (MR points, Taj vouchers, fee waivers, etc.)? What’s a reasonable counter-offer or negotiation point to aim for?
 
Good to know. Heard about 60L limit on ICICI credit card for the first time (non charge).

More than 20L spends will get you 35k worth of vouchers (Taj, Luxe, Postcard hotels) on renewal fees payment. For 35L you can call and negotiate for more. You can call anytime, but better to call before fees is charged

Overall renewal benefits are not that great on Plat Charge and many people end up cancelling the card
 
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