Happening too much. My father's PNB card is being used with wrong credentials. Turned domestic txns off since 2 days.
I am safe as my cards aren't stored anywhere and also not extensive use on sites that are completely secured.
Sometimes the cust IDs or card numbers entered wrongly matches or by chance. Like once I entered 58 instead of 85 in last 2 digits and still it sent otp. That cardholder might have received otp and thinking who knows my card number. He may also have blocked it. I call it, "mistaken carding".
Entered HDFC cust ID and was entering password. It kept saying wrong IPIN. Then I checked cust ID and it were jumbled numbers leading to problem. That person with cust ID might also have got SMS or emails.
I am safe as my cards aren't stored anywhere and also not extensive use on sites that are completely secured.
Sometimes the cust IDs or card numbers entered wrongly matches or by chance. Like once I entered 58 instead of 85 in last 2 digits and still it sent otp. That cardholder might have received otp and thinking who knows my card number. He may also have blocked it. I call it, "mistaken carding".
Entered HDFC cust ID and was entering password. It kept saying wrong IPIN. Then I checked cust ID and it were jumbled numbers leading to problem. That person with cust ID might also have got SMS or emails.
Going to reduce card limit for online txn that I have increased for BBD offer.