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Whats other cc u have?

Following this. Same req

I have Magnus Paid up for renewal in April
DCB LTF
Kotak Royale LTF
ICICI Sapphiro LTF
SBI BPCL Paid

I have -

1. HDFC regalia (LTF)
2. IDFC Wealth (LTF)
3. Amex MRCC (LTF)
4. Amex Platinum Travel (Paid)

Atlas no longer gives miles on rent payment.( Devalue) .
So u need to read in threads of atlas to seek benefits.
But still atlas is good if u want to spend but looking at profile u will get better reward with other card on same type of spends.

If you want vouchers get atlas . only for joining benefits.
Get samsung infinity & then previlgae card for 17.5 k Myntra voucher for 8.7 joining

Can you recommend an ideal card combination for me? Rent is not a concern for me as I have my own house. I want a card to cover utilities, wallet recharge and insurance. I have some powerful Debit cards too such as RBL Signature + DC and Indusind Pioneer DC. Also I am thinking to apply for PNB RUPAY Select CC.

Sbi cashback card is minting so much rewards .
If u r using airtel then go for axis airtel cc .

Even pnb rupay select dc has wellness benefits u can go for both

And should I use my Debit cards for any of the expense categories?

You already have it for cc bill pay best return card .u can add Rbl Safari card for best forex cc.
Why would u do wallet reacharge when u can just withdraw money using wealth cc or any cc idfc using atm just at fees of 250/350+ gst withdrawal charges .
I guess u would be having Hdfc dc either Millniea (400 for both wallet reload or cc bill pay ) or platinum ( only bill pay 750 )

I have HDFC DC right now but I am planning to close it. I want to limit all my banking to Indusind + RBL (savings A/C) & IDFC First Advantage (for Current A/C). I am not at all happy with HDFC Banking.

Take sbi Cashback ..giving rewards on manufactured spends as well u can search in forum .

For hdfc yes branch staff are worse .
But free 400 from milenia is win for wallet reload

Delete this status.i spelled too many beans here 😂

What card are you recommending for Utilities, Wallet Recharge, & Insurance? All these categories seem to be exempted from SBI CB CC.

Get into Airtel axis .
This chart is old and has devaluation u can check for refence

Wow! Thanks man..you have been more than helpful. #Respect 🙂. I will now devise a strategy, and get in touch with you soon.

@S S V recommend him from your vast knowledge

Please...🙂

What do you think about this ...

Axis Atlas through Park+ (for fuel)
Axis Atlas directly (for everything, except utilities, wallet recharge & insurance)
SC Smart (for utilities, wallet recharge & insurance)

SBI CB CC (for reasons now known 😉)
PNB Select Rupay - Wellness (for nominal local expenses through UPI)
Indusind Pioneer DC (for International Expenses - seems better than RBL Safari as it also gives 0.5% returns uncapped)
RBL Signature + DC (CC Bill payment)

@VISHESH_BANSAL UR input for park + * Atlas