What's your assumption? What transactions are likely to be culprit?
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Dr.AMAN
Must be those bank discount transactions similar to SBI CB card
Garry
Already in SBI's safe zone 
, I mean in Overleveraged zone 
.
, I mean in Overleveraged zone .
HumorSimpson
Have been telling not to use sbi phone pe card for instant discounts and you have been dismissing this concern.
Cc: @plastikman
Cc: @plastikman
plastikman
@HumorSimpson SBI has banned me for life. I have Ultimo only
HumorSimpson
@plastikman over leverage?
akshayhs
This is why I had never redeemed any points yet. Looks like a good call I have made. I used PhonePe black heavily to meet fee waiver criteria.