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I don't understand the suddent love for SC... What do they have?

SC smart : 2% online no restrictions
SC easy my trip : you will get international lounge access and fees is 350 per year.

Lesser headaches

Smart has a ₹1000 cap and Ace was primarily an offline card, so I don't get the contest.

no no ACE is still good for offline.. for most of my spends like insurance,home tax,Govt website am switching to SC smart 🙁
100 online cap is still good for me

Oh, right... Got it. Btw, I used to get 4% on property tax payments in GPay with Ace... Maybe you can try your luck (or you can go the APay GC route if you have Millennia or SBI Cashback)...

Edit: They probably restricted those after my payment, :shurg:

Seriously!!! 😛 i wasn't aware of the 4% thing 😛

When I was discussing regarding Infinia approval with CH and BM in December 2023 I was like I have Magnus in portfolio the he told Magnus equivalent card in their portfolio is Regalia with 2499 fees. All of a sudden it seems true now. We can save 10000 more by getting Regalia rather than Magnus.