I can provide my RM's no number if you want for Burgundy.
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m4b
noobdipesh
@sambit95 3 infinia doesn't make sense to me and i don't value rp equal to money (I don't travel much).
m4b
Man, the BMs are noob. I don't trust offline RMs as well they are noob as well. Premium RMs don't do offline things afaik. Someone may share their ICICI wealth RM's number, better hoga.
m4b
Atlas would be better then
noobdipesh
@sambit95 can you RM get me LTF M4B against let say 40L FD?
m4b
LTF difficult hoga as of now, 30K+GST 😥.. AXIS bahut harami hai. You may get Atlas though, better than Sapphiro but again you don't travel much. Try for ICIC Emeralde Metal maybe
noobdipesh
@sambit95 i am getting 10-16.65 percent reward rate on infinia on 90% of my spends and for rest, I am currently using YES RESERV and SBI CASHBACK.
noobdipesh
@sambit95 paid atlas or LTF atlas?
m4b
SBI CB mein bolne wala tha, I think you have all the best cards with you. You should put 20-30L for the best FD interest rate instead of getting the best CC.
m4b
atlas for Burgundy LTF hoga if your salary is more than 2L per month, for self-employed idk.
noobdipesh
@sambit95 here we only have hdfc, axis, icici and kotak and my parents only trust hdfc, axis and icici out private bank and interest rate is same for time period we are looking in every bank.
noobdipesh
Poor me self employed🫠🥹
m4b
Why not Govt bonds? If you are considering the best and safest investment line.
Pissant
@CardCraftsman. well they are correct. When making that large of a deposit those are the only Private banks that can be trusted.
noobdipesh
@OverdosingOnCopium they also trust PSU bank like SBI, PNB and some more but none of them offer more interest rate than these top banks.
Pissant
lol why pnb?
SBI is obviously the best in safety though.
SBI is obviously the best in safety though.
noobdipesh
Second largest psu and mainly because it has very good presence in every city. I am aware about nirav modi scam.
HumorSimpson
Whats the deal about this card ?
noobdipesh
@techt i have to anyway make a fd and i already have 2 infinia and a DCB from HDFC, axis bank isn't providing LTF M4B and sbi interest rate is low then only this bank lasts in my parent list.
m4b
Hence the main concern should be getting the best rate, and the best service regardless of the CC. CC should be secondary IMO. You already have the best CCs.