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Atleast Minimum Due Amount Pay kardiya karo As soon as Bill Generates.
It will make sure late Payment is not reported to CIBIl.
Interest charges toh reverse karwaye ja sakte hai but Late Payment report ka dabba Remove nhi hoga.

Grace Period already Passed, Axis will definitely report Late Payment to CIBIL and would Bill Interest charge and late Payment Fee in your next Statement

@Sahilhenzy How would excel help here? It is just for analyzing your spends, right?
Better to use apps like Cred/Mobikwik/paytm which send payment reminders & if you don't trust these apps then only way is pay bill as soon as generated.

Cred always tracked dues perfectly for me.

@VISHESH_BANSAL bro interest charges aur late payment fees kaise reverse karwa skte hai bro.

@sousnake in my Excel sheet due date and statement date is mentioned generally I pay my dues before statement generates so eventually statement dues becomes zero....

@Sahilhenzy it is not easy, you have to followup continously with Axis. Tell them You have clean past records and you have no intention to miss dùe date.