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Open a thread for better reach. FD interests can't even cover the inflation rate. Better SIP it out.

No. Check banks like IDFC, which offer higher interest rates for FDs if you want to stick to FDs.

@HumorSimpson are you sad or wot ? I saw many times u wrote the same sentence

@Vasuki - profile posts are meant for spamming not for seeking advice.

@HumorSimpson you advice better post as thread but we have also seen many topics posted nowadays get mixed discussion and loose the intention of the OP seeking advice. This is the reason I have been preferring posting on profile only and not creating threads. I find profile posts are limited to required discussion.

why is everything so confusing