@BVC Do you know if this 100/d rule is why CIBIL compensated you or something else?
You should get ~12,000 INR from Union bank too if we go by the same rule against which CIBIL compensated you (100/d)
If your first compliant was 5 months ago, after 30days, Union Bank should be advised by RBI to compensate 100 INR per day until it was resolved.
First of all getting rid of the issue is only big task for me that too from Union Bank. The most irritating case here is I have family TRV of high value with Union bank and manager was also not helpful in this case. They were not budging to his mails and calls also.
So finally CIBIL trick worked at least. I am happy with resolution and some compensation too.