Google Pay was unistalled from my app along with other google apps the day I bought my phone. Been doing it since 2012 The one with no unistall option have been disabled by me. Playstore gets enabled only once in a while. For UPI, BHIM and bank app enough. Never installed app of those banks who have Internet Banking.
I see most people using Google Pay or Phonepe and when they say to me Google Pay kardo, I feel like killing them or myself.