A small doubt here what if someone with oldest card 5 years old and second oldest 4 years old, closes oldest CC then Age of Credit for him will go down from 5 years to 4 years or not ? ideally it should not @SSV sir your inputs needed
@Shin-Chan , first try CIBIL Score simulator, it will give you accurate prediction.. It might have a very minor impact as 5 years is a threshold period..
@kuchbhi when SBI Cashback was launched it was FYF it been 2 year in total SBI CC fees get charges and then i call and ask to close and fees get reversed.