My RM stated that they are only issuing this for 50k joining fee since this year, somehow RM got this via approval for 5k JF and Nil if 50k spends in 90 days
Here the indusind guys are on a different level.
I told them I'll open a pioneer account with 25-30L ip, if they give me heritage metal at discounted rate. They called the cc regional head.
He says not possible. He needs 80L itr. Otherwise 2L coupon against 2L fee and at least 6L fd through him to get the cc. 5L cl on 6L fd. 😵💫
I asked him with 80L itr why would anyone choose heritage over infinia/epm/m4b.
The 2L offer he was giving me was also for ltf. But you can get those coupons for at least 10% discount. I would've still thought about it as I had some jewellery to buy, & he was ready to give tanishq/kalyan etc. But he said 80L itr or secured cc against 6L fd. So I said no.
The branch guys were begging him, but he was adamant.