Yes
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SSV
BVC
Will there be any use or any benefits on this account? Or it's just a fancy account ??
SSV
A preferable account if you want an icici account when compared to normal sb account
BVC
I just don't understand my BM offered it with 0MAB and no IF. Just wanted to know whether this account is of that worth or not.
SSV
It is by default 0 MAB ig..if trv is not maintained they will downgrade in worst case..that's it
Anindya98
Yes, it's 0 MAB account and if you use the account regularly they will never downgrade it. Using the account for the last one year, keeping around 25K.
BVC
What are the upgrade options from here on? @SSV @Anindya98
Anindya98
ICICI Private Banking
BVC
Private 5Cr TRV? 😂😂, What's the net salary credit needed?
SSV
May be 5Cr 😉
Anindya98
If you have 30L - 50L TRV via ICICI, they tend to upgrade you to Private Banking. ICICI doesn't follow rules, if you give business to them, they will do everything for you at a lower criteria.
Salary one not sure
Salary one not sure
Nishan11
Yes. Just keep using account occasionally.
BVC
@Anindya98 How to get? I am yet to receive Cheque book, Normal DC.
Anindya98
Call the CC after a few days and request the DC.
Bin: 465511
Bin: 465511
Dr.Anand456
Yes, this account will operate on a zero balance, but you will still need to maintain some funds in your account. The branch manager will never provide the same level of service on a zero-balance account that they would for an account maintaining a few lakh rupees.
The best option is to create a fixed deposit (FD) of ₹10 lakh and leave it there. This will ensure that you remain a permanent wealth customer. Even if your account balance drops to zero, it won’t be an issue. Banks typically require an average balance of ₹10 lakh for wealth accounts.
Two to three days after your account is opened, call customer care directly and request a wealth debit card and a special cheque book for wealth customers. Make sure that "Wealth Segment" is mentioned everywhere in your account details. Sometimes, despite being a wealth customer, banks may issue a regular cheque book or debit card instead. You may need to specifically request the correct one.
The best option is to create a fixed deposit (FD) of ₹10 lakh and leave it there. This will ensure that you remain a permanent wealth customer. Even if your account balance drops to zero, it won’t be an issue. Banks typically require an average balance of ₹10 lakh for wealth accounts.
Two to three days after your account is opened, call customer care directly and request a wealth debit card and a special cheque book for wealth customers. Make sure that "Wealth Segment" is mentioned everywhere in your account details. Sometimes, despite being a wealth customer, banks may issue a regular cheque book or debit card instead. You may need to specifically request the correct one.
BVC
My account is linked and there is no details about DC and Account kit dispatch. But the account is still showing as Privilege Banking, Any idea when the account status will be updated and kit be dispatched?