Recently I met friend, he was not carrying cash, no cards. No decent amount in bank account. But he is having around 4-5 UPI cards linked to UPI. I was like what the hell you're doing? Imagine his situation now.
When salary credits, he will pay it off. Some amounts to MF. Rest some amount around 10-12K for emergency digital cash txns. Rest all UPI CC or vouchers.
The downtime is due to mass cancellations of RPDC 😆 NPCI is furious about the mass cancellations by users.
Idfc also not working transaction went pending , Kotak worked. Ab upi ka roj ka ho gya hai yeh drama.