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Regarding PNB RSDC Today's update:
As said before, banks have started devaluation / reevaluation their RSDC cards.
For example, see how PNB has changed.
Even though many threads exist on the same topic, those threads and posts are confusing. Hence, I created my own post so you can see the summary of changes.
Note to Mods: Please don't touch this post or delete it. Information here is more precise than elsewhere.
Name Image Eligibility & Charges NEO 
Eligibility: Salaried Individual, drawing a Monthly Gross Salary Above... Check the validity of the RSDC Lakme Salon Voucher here: https://www.woohoo.in/balenq
I have verified it personally, and this link is working.
This link was initially shared by @ankurjpr
Rupay email/t&c specifies validity of one month only from the issue date. However, the usual validity mentioned in the link is 10-12 months.
Has anyone used the voucher after one month?
Please update. Thanks.Interesting! Interesting! Nifty again @22,000. [for reference, previous top was 26,277]
NIFTY! SENSEX! Global Markets! Tariff Wars! Human Psychology!
People are starting to worry about the market moves yet another time.
I wrote something here for starters....
https://www.technofino.in/community/profile-posts/6443/
No pain, no gain! That's the key to success in the Stock market.
Indian markets will behave like strong ones, but due to the F&O front loading, they can also be the most fragile during the critical times.
Managing finances, particularly investments, requires both knowledge and skill.
Even if you have both knowledge & skill, you still can be wiped out by market psychology.Anyone AU Lit Rupay holder here?
I have some specific queries. Please respond/ DM.
Thanks.
@navdeep22 @vine @VISHESH_BANSAL @CCFan12Hey guys,
@blaze has clarified. He was right. My judgement was wrong. I apologise.
https://www.technofino.in/community...n-rbl-enterprise-debit-card.34352/post-980375
Airtel is selectively allowing some accounts to pay CC bill using Debit Card. That's the conclusion.Today, I submitted two CC applications. Both are vKyc done and awaiting approval/ rejection messages.
I just applied for Yes Bank LTF Elite+ (visa/MC) plus LTF Rupay (virtual) a few minutes ago. I just finished vKyc. (No docs were asked.) The CC application process took a total of 20 minutes.
I'm Taking Badla of GF. By the way, GF activated my neon annual subscription without the card. I deleted the app in anger. I don't need their 5%.
The Indusind CC Application of Legend LTF took 45 minutes to complete (including 25 minutes waiting for vKyc). On the spot, it offered me the second-highest Credit limit (out of the 12 cards I already have)
My sole objective at the moment is to get some PLCC offers and reduce my CC limit utilization.
cc @Anupama_Jha & Others interested.
Update: Got Indusind Card Number on 31st March 2025. Within two days (1st working day after application). Yes CC got rejected. Received email on April Fool day. Maybe because of back to back application. They didn't mention any specific reason.@TechnoFino Its good that you have a feature to ignore some members.
Is there a way I can block a member (and/or guests) to view my contents (i.e., the post I share).
Because my ignore list is increasing and I don't want to share anything for those I am ignoring. Please let me know if that option is available. Many senior members have already stopped sharing valuable information and updates.SBI Card is offering a conversion of card network from Amex/MC/Visa/Others to Rupay (subject to availability of offers), and upgrades are also possible on call.
I don't think this is new information. I'm still sharing it because if you are interested, try it out.
I tried. I got a fee waiver, so I postponed conversion for the time being.One quick question. (Resolved)
If I apply and use one person's referral code for Kiwi Yes CC, can that person know the applicant's identity (me)?
I want secrecy (personal choice).
Note: Please don't share your referral code. I have enough from close circles.
Edit: Got answer. Only the name will be visible. Nothing else.For those patiently waiting for the Kotak 811 Super DC January cashback issue.
Here are some critical updates. I got the call in the morning. Please take a look at this and the following posts by other members.
https://www.technofino.in/community/threads/kotak-bank-811-super-savings-account-benefits-important-update-🚨-🚨.31516/post-976183
They told me there was an internal fight. My proofs and logical arguments, particularly the email attachment of 17th January (eligibility of utilities), contributed a lot to winning on behalf of other genuine users and for those who have a sense within the banks.
Hence, the decision-making authority accepts the mistake and will credit the cashback, possibly in a few days in April, due to an accounting problem. The maximum deadline is 30 April. They will follow up with an email with the promise in written form to make my case smother for RBI if those "so-called" higher authorities backtrack again.
Cheers! -
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