@shrewdoc True man, the game of Finance is very risky. One wrong move and you end up in debt trap. But as a person, I am very risk averse. In fact, for my home loan, I have 12 Fixed deposits. (1 year, auto renew) each deposit of 1 month EMI. Just in case as precaution measure.
They may be using BlueDart.... But, BlueDart is using local courier agencies or delivery boys. Not the original BlueDart guys. Unlike original BlueDart which takes only 2 days to deliver my AMEX Card to Tirupati AP, the other BlueDart covers take about 4 to 5 days - from the same place Gurgaon.