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Limit?

Both 10L. Looks like it is not shared. Apay and Sapphiro are separate limits I guess.

no it's shared.

मुबारक़ हो तोये सफ़ीरो मिल गऔ

@cardio_guy It's shared limit
Congratulations buddy, Any reason you went for Visa and not MC + Amex variant?

I don't think he went for visa or mc. Jo bhagwan bharose Mila wo badiya
Icici hamse nhi puchta. But now he can change if he wish to.

Sahi pakde

I got VISA by default. I had checked in this forum if MC+amex is good, or if can I keep all 3, but I didn't get any satisfactory answer/benefit. Just that I am getting it for LTF and I may not use it at all (except for lounge access which is like once in 3-4 months), I don't see the reward system also quite appealing. Due to all these reasons I decided to keep the visa itself.

You also need to remember that for accessing lounge, you need to spend at least 5k in the previous quarter in case of ICICI Cards (including Sapphiro)

@cardio_guy
Did you receive the Priority Pass / Dragon Pass / Dream Folks... Lol, idk which one they give. But did you receive that lounge card with your CC?

@aayusharyan yes it is Dreamfolks. I just got the SMS that it is on the way with the tracking details.

@cardio_guy
So it was a separate courier. Okay.... Did you had to request for it explicitly?