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Don't do it in Feb. Do it in March especially the second half of March.
Its FY ending and they will want to show more credit assets in their AGM

@RishiKiDev
But do they also report Variant types in the AGM. I think they only report the number of accounts and the amount lent. 🤔

Every bank has an internal report for HNI Credit assets, which is made available to institutional investors.

I see, so second half of March it is then. 😉

@aayusharyan if not mind what is approx limit?
I actually sent mail for upgrade as well but no reply from there side.
Also idfc mail id please?

@sousnake
My CL is 4.5L, so I was hoping they could issue Wealth as an exception. But I guess no.
Mail is the banker email -> banker@idfcfirstbank.com

@aayusharyan i do have idfc wealth expect for bogo 500/- off it pretty much useless cc. and if you get upgrade do prepare yourself for idfc first money loan, i complained a while back and idfc stopped calling, email and notification via app and email that fine i can ignore. got a call today again while i was assuming for wealth Account upgrade and it turn out to be first money again!

I already have bogo 500 via icici sapphiro but I thin you get international lounge + spa - 4 times a quarter without any spend restriction. So that's a plus point with idfc wealth compared to select. But other than that not much use.

@sousnake nternational lounge + spa - 4 times a quarter without any spend restriction - need 5k spend in previous months this was updated in june 2023 onwards

@vaibhav111 That was for domestic lounges I thought. Good to know this.
Now will not run after it 😁