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TechnoFino - #1 Community Of Credit Card & Banking Experts

SpiesCan'tCatchMe
SpiesCan'tCatchMe
Mail the PNO of one card and ask them how are they still using old currency (Paisa) when RBI has clearly rendered them unusable since 2011.
Ask them for hefty compensation for such a heinous mistake 🤣
aayusharyan
aayusharyan
Yeah, the mental stress it is causing me cannot be compensated even with 1 Crore rupees.
DaDarkkNight
DaDarkkNight
Dont pay this bill and let's see how the interest compounds....will help prove the experts wrong
plastikman
plastikman
India wants to know !

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aayusharyan
aayusharyan
@the_dark_knight It will be so funny story to say my credit score tanked because a missed payment of 1 paisa. lol
plastikman
plastikman
aayusharyan
aayusharyan
I tried to pay through the DC. Their app crashed. Shows a blank screen on the payment page. lol.
DaDarkkNight
DaDarkkNight
Btw, few banks do have an internal criteria where they don't even report late payment to bureaus if the due amount is less than a certain threshold lets say 500.
saucy
saucy
Please don't 🦆 around and find out
aayusharyan
aayusharyan
@saucy Haha, of course.... I have dropped an email to their support today.
shrewdoc
shrewdoc
Pay ₹1 and ask for remaining 99p as refund to source. 🤣
aayusharyan
aayusharyan
The Txn fees will be way more than the Txn itself. Lol
DaDarkkNight
DaDarkkNight
would be interesting to see the txns which got you into this bill. Definitely there was payment credit before statement generation?
Or is it the carry forward from last month's due 😀 and no txn for current month?
aayusharyan
aayusharyan
It's actually carry forward from last month's bill. Idk how. No txn in this billing cycle.
aayusharyan
aayusharyan
Here. See Screenshot_20231129-014936.png
aayusharyan
aayusharyan
BTW, @RishiKiDev sir ji, I got into the app. My account is working now. Hehehe
DaDarkkNight
DaDarkkNight
then isnt is considered late payment?
aayusharyan
aayusharyan
@the_dark_knight I thought so too, but there are no finance charges as well. Last bill was a a smol bill so paid that but somehow their system is glitched and there is 1 paisa difference.
RishiKiDev
RishiKiDev
rohant
rohant
@aayusharyan Hi,
Same happened with my IDFC cc. I paid amount as shown on the screen (full amount) on idfc website, but later bill came and it was for 1 paisa. Paid through CRED, and a week later saw that the transaction failed. Had to pay ₹1 to settle it.
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