I don't really need a new bank account. I just want to know if this can help me get DCB upgrade or sth like that? Also, I am not sure, somewhere it says minimum balance of 1L is required, some places it says NIL charges for non maintenance. Not sure what their conditions are. 🤔
@aayusharyan Classic banking removes almost all the charges. 1L is the eligibilty requirement. If you do not maintain balance even as per your acc level, nothing will be charged as long as you're member of classic program. Downgrade is rare, but possible
Check out the fees you need to pay & the charges for maintaining Classic High Networth Banking at HDFC Bank. Be aware of maintenance charges to avoid unnecessary penalty.
@aayusharyan , put it in the other way.. there is absolutely no harm in opening classic program account .. will provide you some benefits and no NMC, downgrade possible but not probable... all the best