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Number of days is not an issue... I am looking at 10-11 day itinerary in mid Oct. But wanted to cover 3 cities and surrounding areas - Hanoi, Danang and Ho chi Minh. Issue is more around feasibility due to weather conditions

How is Vietnam for travel during Diwali 2025 which is mid October? From what I gather, only Hanoi is good during this time. Danang and Bana will be rainy and Ho Chi Minh will be hot. Please suggest if anyone has different experience

Is this the email ID? - crm@bobcard.co.in

What is the best way to close BoB Eterna? Can I send email to any ID and close it instead of calling? My renewal is coming up in October and I do not intend to pay the fees. Have no use left for this card. Are they offering fee reversal via retention? Should I wait till the fees is charged?

What specific exclusion are you talking about? HSBC travel one has same set of exclusions. Infact it is worse than Atlas due to education exclusion. Only HDFC regalia gold is better when compared to Atlas

Credit limit depends on your income.... net salary credit, ITR etc. Keeping 30L won't affect the credit limit directly If you can show good income at the time of MB application, you might get the card with higher credit limit

No point in getting MB with this limit. You can use Atlas instead and complete all the milestones

What is the credit limit on Atlas for your wife? You haven't mentioned it. Assuming she gets the MB with same limit, do the calculations if it makes sense. AEP (14%) for MB is valid only for card limit + 1.5L per calendar month If splitting payment over two months covers the car cost, then MB...

What is the source of this info? Mostly banks do not offer direct MFs as part of their broking services. I highly doubt it is possible. Regular MFs are possible though with extra ~1% expense ratio

I am on iOS App version 10.0... No fees for Add on card.

I got the option today, and completed the form. However I was not able to edit the address as it takes add on card holder's account address by default, so left it midway.

Direct stocks should be possible. Only thing is that you will have ~1% brokerage charges whenever you sell the stocks. If this math works for you, then go ahead. It might work if you are aiming for HSBC premier credit card and plan to extract max value out of it. Otherwise there is no real...

In my experience it definitely does not work (I tried for IDFC Private and they said direct MFs not possible to shift). Not going to work for HSBC also. However you can check once with your RM

I highly doubt that transfer of Mutual funds from Zerodha to HSBC is possible with direct funds. Don’t think any banking platform offers direct MFs. If you have any non direct MFs with other brokers such as ICICI direct then transfer may be possible

Don't remember exactly now, but I got it for around 5-6k cheaper compared to showroom price (post negotiation). In fact showroom person only suggested to buy from FK for using card discounts. On contrary he said that showroom will charge extra 2% if paid via card.

I bought TVS iQube recently from Flipkart with great discounts, much higher than what showroom was offering Ordered from FK while sitting in the showroom infront of the sales guy. Although I am not sure if Jupiter is available for online order on FK. However Jupiter can be ordered from TVS...

HSBC premier does not offer highest returns. It is a well known fact. Best option to use this card is for exclusion categories such as Tax payments, rent, Utilities (higher caps) where other super premium cards do not give rewards. As for redemption, transfer to Accor offers best value with...

Yes even I have observed the same today. ERs earned from other cards such as Axis IOCL, Select, Samsung infinite etc. cannot be transferred along with M4B ERs. It shows only Magnus ERs and removed remaining ERs as eligible for partner transfers

Did you try withdrawing cash using IDFC Private DC at ATM outside India during your trip? Is it also zero forex without any charges?

Yes you are right. My last year usage on Plat travel was 15k only. Could not use cards anywhere as there were better cards with me. Especially with Biz black.. need for govt transactions goes away.