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  1. cardio_guy

    Spends based on Society standards or Needs ?

    So many things to write. Reserving my space for now.
  2. cardio_guy

    Opinion on buying a car from neighbouring State/UT to save Road Tax

    + it is not just cars, for super luxury, it is caravans, rolls royce super luxury buses, and things like that.
  3. cardio_guy

    @Dreams Of Desire 💓 going by the history, he only would have given this idea to ICICI :P

    @Dreams Of Desire 💓 going by the history, he only would have given this idea to ICICI :P
  4. cardio_guy

    Amazon Pay ICICI card devaluation from Oct 11 2025 No cashback on these categories: [ATTACH]

    Amazon Pay ICICI card devaluation from Oct 11 2025 No cashback on these categories:
  5. cardio_guy

    Offer Fulfilled! PNB Rupay Select Credit Card @ Rs.4 Only

    I had deleted this thread earlier and admin had already removed the wrong comparison excel table from this thread. But OP got it reinstated. Still people say that it looks misleading because of the title I guess. We can do few things here to fix it: 1. Change the title and make it something...
  6. cardio_guy

    Opinion on buying a car from neighbouring State/UT to save Road Tax

    Ok then I think it should not be a big problem. If you know the area well and if you know where cops stand for checking, avoid those routes to be generally safe. If it is not a luxury car, then also it will be fine. I think they focus more on costlier cars for hefty fines. Also problem can come...
  7. cardio_guy

    Ixigo 500 Rs copoun code giveaway Coupon Code: VG5EK895LUGW Please drop a message after anyone...

    Ixigo 500 Rs copoun code giveaway Coupon Code: VG5EK895LUGW Please drop a message after anyone claimed it.
  8. cardio_guy

    Opinion on buying a car from neighbouring State/UT to save Road Tax

    I think you can register the vehicle in PY only if you have a valid address proof there. Road tax and other things comes next only. If you don't have any residential proof there, it would be difficult I guess.. By the way a lot of filmstars, sportsmen, politicians etc register their BMW, Audi...
  9. cardio_guy

    How to apply for priority pass regalia card
    Threadmarks: resolution

    I tried this way last month for my relative, it didn't work. (I asked this last month) Later the card owner contacted customer care and raised a request, it got delivered last week.
  10. cardio_guy

    Flipkart VIP price going up from ₹499 to ₹799, wef 02/04/2025...[VIP is now, The BLACK]

    Hi all, I've been only using Amazon so far. But off late I had to use flipkart for some grocery purchases. Came across many different options, and features in the app. I should say it is not bad. I had used it long back like 10 years ago or so. But never been regular in fk after that. (Yes...
  11. cardio_guy

    This is a big milestone for TF. Saves a lot of time for those looking for summarised answers...

    This is a big milestone for TF. Saves a lot of time for those looking for summarised answers. Such AI summaries in Google Maps reviews and Amazon product reviews have been really really helpful.
  12. cardio_guy

    Offer Fulfilled! PNB Rupay Select Credit Card @ Rs.4 Only

    Though PNB is not as aggressive as Axis, still the request is not to kill this card.
  13. cardio_guy

    Thank you so much. I will wait. Another issue I have is - the bill generation date is on 12th...

    Thank you so much. I will wait. Another issue I have is - the bill generation date is on 12th. So most probably the refund will come after the bill is generated. I am not sure if I will have to pay the amount, or Axis will treat it towards the outstanding. (I am OK even if I have to pay the...
  14. cardio_guy

    Help needed on a failed online transaction - I made a purchase on https://adishwarestore.com/ I...

    Help needed on a failed online transaction - I made a purchase on https://adishwarestore.com/ I made the payment using Atlas CC but it didn't reach the website, and failed. I contacted the store customer care but they are not able to find this transaction at their backend. How and when do I...
  15. cardio_guy

    HDFC Marriott Bonvoy Credit Card Review

    I think that's mainly because nobody uses this card actively. People just take it and keep it in drawer. Reward-wise it is not very attractive. Just helps to get Marriott FNA + 10 nights + silver + lounge access. Apart from that, it is useful for heavy marriott users, not so exciting for others.
  16. cardio_guy

    HDFC Marriott Bonvoy Credit Card Review

    I got the card in June, joining benefit of FNA and 10 nights not credited yet. Joining fees paid in August bill. Card spend points also not credited yet. Overall very slow process. Never experienced this with any other HDFC product.
  17. cardio_guy

    ICICI Bank Account Opening Experience - Comprehensive Discussion

    Surprisingly, when I logged in to ICICI netbanking today, I saw that the account is upgraded to Wealth Banking. I didn't get any email or SMS. I don't know when this change happened. I called customer care 18001080 and immediately call was transferred to phone banking officer. Didn't have to...
  18. cardio_guy

    Suggest me a CC

    Hello, I have almost the same spends and same cards as of you. The only difference is I have Atlas instead of RG. Plus I have Swiggy HDFC. Infact with RG and TNI you can cover almost all of your expenses. It would be good to consolidate all your spends to 2-3 cards so that you can easily hit the...
  19. cardio_guy

    Your most used 3 credit cards?

    As of now, my top 3 cards: Axis Atlas - All offline and online spends, gift vouchers (2EM/100), hotel bookings (5EM/100). HDFC Tata Neu Infinity - UPI Scans (1.5%), Tata brands & bigbasket purchases (10%). HDFC Swiggy - Swiggy, Instamart, Dineout (10%), Online spends (5%)
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