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UPDATE (9-Sep-2025) : Today I went to Baner, Pune branch and opened Udaan Savings A/C. Since they had RuPay Select debit card instant kit, I got it then and there. I had filled up the form and I was told that they'll have to generate Customer ID first and then scan and send documents to their...

Today I went to Baner, Pune branch and opened Udaan Savings A/C. Since they had RuPay Select debit card instant kit, I got it then and there. I had filled up the form and I was told that they'll have to generate Customer ID first and then scan and send documents to their Hyderabad office, post...

so, Cred + IDFC First Bank DC doesn't give reward points for CC bills above Rs. 50k, right?

Can anyone confirm if Cred + IDFC First Bank DC (Visa/RuPay) gives reward points? I've around Rs. 80k CC bill to be paid for one of the cards. If it doesn't give, is there any way possible to fetch decent reward points / cashback on this bill payment? If nothing works, I would use MobiKwik...

I've replied to the same email, let's see if they respond in time. I had redeemed the benefit on 6th August and today is 5th September.

Kotak Mahindra Bank Everyday Savings A/C I'm keeping for Everyday DC (EazyDiner benefit) and I already have League RuPay CC. DBS Bank, yes, that's the first one to be closed PNB I'm keeping as of now, but it has nothing, no physical DC, only keeping virtual DC. Bank of Baroda I'm keeping for...

I didn't receive the voucher code over email, that's why I've been trying to reach RuPay's helpline number.

I had redeemed SRL Diagnostics offer on 6th August 2025. I called up their helpline number to book the visit but no one picks up the call. I tried several times. It's 5th September 2025 now and the T&Cs say it's available to redeem within 30 days only. What should I do if no one picks up the...

UPDATE (5-Sep-2025) : Closed NSDL Payments Bank and Paytm Payments Bank. Next on target (for closing) is DBS Bank but I'm slightly skeptical whether to take Spark5 credit card or not since it's being offered LTF to me probably on the basis of savings account relationship. The card is of ZERO...

I did but got the same reply that it’s available for NRIs only.

I paid HSBC Bank Live+ credit card bill on due date post 11 PM using MobiKwik first and when I couldn’t see any SMS or the amount reflecting on the mobile banking app, I made another payment from Cred and it’s even showing bill settled in 52 seconds … but then, mobile banking app still doesn’t...

since I don't know the exact process, that's a grey area for me Bank of Baroda is pretty chill in this, one can open the account online, request for mobile banking at the time of account opening, once account is active, first generate virtual DC (some reported it gets difficult to get virtual...

Not just efforts, Union Bank of India has the lowest fee RSDC because of which I'm interested. Rest, PSU banks will piss you off with their process for sure.

What proof do they need? I work as a Software Engineer. CVV not showing in app. Is it like hit or miss in Bank of Baroda? I Bank of Baroda's mobile banking too checking CVV is a task in itself, best way is to check CVV in banking hours and once user is able to see, note it down somewhere and no...

Close current Yes Bank CC and get Kiwi Yes Bank RuPay CC as Yes Bank only allows one card and Kiwi Yes Bank RuPay CC is a must if you can spend upwards of Rs. 1 lakh in a year. Currently, you can get Rs. 800 worth benefit using referral. (DM for referral) You can close Axis Bank Ace CC if it's...

Please do update me as well on the same. I'm holding 10k MAB account variant but was denied RuPay Select DC stating it's only available for NRI accounts.

I've following savings bank account : SBI PNB Bank of Baroda (Super Savings - 20k MAB | physical RuPay Select DC + virtual RuPay Platinum DC) Unity Small Finance Bank (Classic - 10k MAB) IDFC First Bank (Wealth) HDFC Bank (Imperia, Salary) Bandhan Bank (5k MAB) Kotak Mahindra Bank (Everyday -...

I checked this on Bank of Baroda's website right now. If that's the case, I'm thinking of getting one more RuPay Select DC. Bank of Baroda had the least annual fee, I've trying to get it from Unity Small Finance Bank as it only has joining fee and NIL annual fee but I'm not getting it, I've an...

Bank of Baroda

damn, I missed this opportunity since past 2 years :cry: