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  1. xfactcc

    Axis Flipkart Annual Charges Again?! Time to Close This Card?

    Factor in that I already have Neo card which I converted LTF this way previously 1 year ago. Will they take another such request or the card is better closed?
  2. xfactcc

    Need Advice: Paid RBL Play Card – What Should I Do?

    Yes, they did for me.
  3. xfactcc

    Need Advice: Paid RBL Play Card – What Should I Do?

    Hey folks, I’ve been holding an RBL Play Card for about 2 years now. Honestly, I only took it because I wanted to have an RBL card back then. Initially got a limit of ₹80k, but it was later reduced to just ₹10k (so the card is practically useless to me now). Every year, they charge me ₹590...
  4. xfactcc

    TF Family Groups For Youtube Premium Subscription

    I need a slot still
  5. xfactcc

    Mobikwik Zip PayLater unusable for over 2 months

    If you have proof of receipt, first approach MobiKwik and lending partner, then RBI BO.
  6. xfactcc

    TF Family Groups For Youtube Premium Subscription

    Yeah, may I DM you the details?
  7. xfactcc

    TF Family Groups For Youtube Premium Subscription

    I have a friend who wants to join as I said before, you asked to create an account here but he is unwilling to do that. Is it okay if I post his email ID and he pays?
  8. xfactcc

    Get your Perplexity Pro subscription worth ₹17,000/ year for free!

    Just claimed mine. Thank you so much for this treasured discovery! I really needed a pro subscription of AI!
  9. xfactcc

    Axis Flipkart Annual Charges Again?! Time to Close This Card?

    Axis Bank Flipkart Credit Card – Annual Charge Concerns I’ve been charged ₹500 + GST again this year—4th year for the Flipkart Axis card, and 3rd year on the MyZone card. I’ve kept the Flipkart card mostly because it was my first credit card, but honestly… With the recent devaluation, and...
  10. xfactcc

    Can bank refuse pension withdrawal due to kyc expiry?

    That's not the issue. The issue is: - they never mentioned that I must do re-kyc urgently before - life certificate is duly submitted yearly so that's taken care of
  11. xfactcc

    Can bank refuse pension withdrawal due to kyc expiry?

    Yes, but afik bank won't debit freeze if re-kyc is not done
  12. xfactcc

    Beware! Having poor credit history can cost you your govt job too!

    For those who don't read, this may make a few more of them aware :)
  13. xfactcc

    Can bank refuse pension withdrawal due to kyc expiry?

    - My 86 yo grandmother owns a pension account at UCO Bank where the pension of her late husband comes. - My sr. citizen father, her son, goes to withdraw it via cheque every month - Today he was denied stating the KYC has expired - There was maybe one or two emails regarding re-kyc even if I am...
  14. xfactcc

    Beware! Having poor credit history can cost you your govt job too!

    "Man denied SBI job over poor credit history; Madras High Court upholds bank’s decision Justice N. Mala observes that State Bank of India has taken a prudent decision not to appoint candidates with poor credit history" Read more...
  15. xfactcc

    Axis Bank debit card restricted merchants, may close account if transacted...

    So, those businesses legitimately exist, yet cannot accept debit cards from bank's sides... so how will people transact for those services?
  16. xfactcc

    Axis Bank debit card restricted merchants, may close account if transacted...

    I received this email today, see the photo... Does this seem legit? Can a bank do that?
  17. xfactcc

    Devaluation Equitas Small Finance Bank Limited Ends Relationship with NIYO

    So no MAB charges meaning effectively a 0 bal account still?
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