Hey everyone!
I wanted to share my journey of upgrading my credit card and let me tell you—it wasn't easy! I've been in current profession for over 10 years, but until May 2024, credit card rewards, points, and perks were just not on my radar. I was swiping my card without a second thought...
Good infinia, infinia metal, infinia reserve, 3 variant different names nearly same benefits and yes infinia word with it's capped offers. Nothing extra ordinary but still worth to go from infinia metal to reserve just for capping increase per year and month.
I would like to find a card to maximise returns where I have around 5-6 lakhs of spends annually in the following categories:
advanced tax
jewellery
retail spends
online spends
forex spends
These are spends where I am not getting any accelerated rewards and not able to use Amex or Amazon Pay...
For now Yes but again we need to see how it goes. Infinia had no charges for vouchers earlier.
One of 2 things may happen - either benefits would be enhanced on Infinia OR HDFC would launch something like Reserve (chances are less) but in likelihood they won't take it lying. Competition is good...
this is for after upgrading to infiniti account , process and eligibulity to infinia card , they shared me a small booklet of infiniti account benefits and details
If you current card is Tata Neu and your goal is Infinia (with the new criteria for spend + limit) then it's metaphorically must to upgrade to Dcb M and the next jump would be Infinia.
Problem with dcbm is acceptability and no renewal benefit.
I am not far from Infinia spends criteria and my RG CL is also 14lac+, so don't want to settle for dcbm.
If they denied again than will see ..
Every bank has it's own customer base with curated offerings.
HDFC max with classic to imperia banking, cards from tata neu to infinia.
Axis liberty to burgundy, cards from airtel axis to magnus.
IDFC First 10k account with zero charges, LTF cards provide decent benefits.
SBI, banker to every...
Hello
Any way to use reward points from infinia or magnus to do an airtel prepaid recharge? Or use SmartBuy or edge rewards to do the recharge? Or buy a voucher to do the recharge?
Or any other way to benefit better than using amazon pay balance for recharge?
Good to know bro. Keep sharing such redemption experiences. So that more people will know these benefits and it will help many people.
I just started this thread with one BMS BOGO, but I will also share my future redemptions in this thread. I didnot create this thread just for sharing one BMS...
It is generally not offered as LTF. It’s not required as you get 12500 reward points on payment of the annual fee. So all it costs you is the GST. All good cards have fees but the benefits outweigh the fees. Obsession with LTF can make you miss out.
I have the Infinia and Biz Black from HDFC...
Main issue with DCB is it's online acceptance on smaller websites is extremely poor. Offline acceptance is generally not an issue based on my experience.
There is also another benefit of DCB Metal - there is NO fuel surcharge, whereas Infinia gives back only 1% of the total surcharge which may...
I was talking about the combination of EPM+DCB versus EPM+Infinia, not about the individual cards alone. For all the points above that one can face difficulty with respect to acceptability or lesser reward rates on DCB than Infinia, the issue is entirely solved by having EPM as backup to the DCB!
@Infinia , Few cards you already have,
For few others, you have to search, like
@king of the kings , thread/words might help you.
Spend/usage based suggesion may be different from only getting Premium Cards keeping Good sum of money with bank.
As it's not your money, but your DAD's.
What I can...