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Kind of luck by chance benefit due to limited Railway lounges in the country and not that luxurious enough to match Airport Lounge hype :)

This card was of no use from day 1.

Oh that's something new for me to hear, feeling little Privileged being ex CITI customer lol :P

AXISIOCL - try this

Am using normal card since the time of Citibank & migrated to Axis :) And it is LTF for me.

My Take for IOCL vs Rewards card for Food spends based on my usage since past 2 years - IOCL stands the winner Reasons: - 1. 40% off twice on Zomato with minimum order amount still only Rs 200 while for all other Axis cards it has been increased to 500rs MOV. 2. Zomato allows clubbing of...

Made one Utility bill payment (electricity) last week & got first statement generated 3 days ago but I cant see any details about reward points. So far showing as Zero when i go to redeem reward page. Anyone managed to get the reward points, can you confirm how long it takes to get reward...

Made one Utility bill payment (electricity) last week & got first statement generated 3 days ago but I cant see any details about reward points. So far showing as Zero when i go to redeem reward page. Anyone managed to get the reward points, can you confirm how long it takes to get reward...

I paid via HDFC.

It is 0.8% when paid via HDFC gateway. On txn of 10000 it adds around 94 rupees as additional charges with GST, so can calculate accordingly.

Cred is detecting this card's bank as 'Bank of America'... seems PhonePe has gone international lol !!

i made advance tax payment and it has been tracked !!

Cred is detecting this card's bank as 'Bank of America'... seems PhonePe has gone international lol !!

Correct. My trick was only for those who can't wait to see the card getting auto added to My Cards !!

SBI might have found you Overleveraged and non-eligible for Cashback card if you have applied for it today, so they would have found your card eligible for auto closure lol. (Pun intended)

We cannot set PIN even i u manage to get last 6 digits since it requires Expiry Date & CVV as additional input - tried from MyCards, HDFC MB, etc. Also trick to get last 4 digit - try linking your Card for any UPI app, you will get SMS about Linking request initiated which will mention last 4...

I had no enquiries in 18 months till Aug, and since Aug till now 4 enquiries. Need to have hard stop now at-least till mid off 2026 lol

After Kattapa-Baahubali saga, i think it was about your Card Application status which was hot topic trending atleast on TF Community :P

Because it brings lot of money to bank in annual fees. Am sure they are not offering LTF !!

Chances of SBI Black as FYF or LTF very low though.