Same experience.
Online opening not possible but they callback and arrange executive visit.
And executive asking 5Lac Initial funding for account variant .
Icici customer support is nightmare these days .
Their helpline number is not connect you to human executive easily and frustration will start.
If anything goes wrong then you are at your own , icici cs is like - nothing can be done .
I had done one transaction which was in emi but for 3 days...
I am using freecharge but it is not very reliable. Some times transaction gets failed , sometimes getting verification calls from idfc . So this app looks like flagged already by idfc system
PHONEPEPRIVATELIMITED is classified as loan repayment. So no reward for phonepe now .
Looks like party over for phonepe idfc . Something else to be found
Not sure about his experience, But I had applied ED signature through him and he was very transparent with the process and replied properly for every query I raised .
Unfortunately I have legend so pinnacle ltf was not possible for me and paid I don't want .