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  1. BCh

    PNB Imperial salary account experience

    Imperial Salary brochure mentions about Family Banking (zero balance) for 4 members...does it mean family members get Imperial account as normal PNB accounts are already zero balance. If family members get Imperial account, should they get LTF DCs?
  2. BCh

    SBI Wealth RuPay Select debit card launched | Free Amazon Prime, Bookmyshow, Spa, Health Checkup, Golf

    You need to convert account variant to wealth by either salary or TRV criteria, for conversion its better to approach a wealth designated branch. During filling up the form you can directly opt for rupay card, or later approach any branch for changing visa signature to rupay select. While...
  3. BCh

    SBI Wealth RuPay Select debit card launched | Free Amazon Prime, Bookmyshow, Spa, Health Checkup, Golf

    I got Platinum rupay select DC for salary a/c and later changed into Wealth a/c. After getting visa signature DC, I successfully replaced it with Wealth RSDC...now both RSDCs are in use....
  4. BCh

    Regalia Gold Criteria for regalia gold LTF

    I have spent >5L in last 6 months using RG (limit >5L), yet they denied upgrade to dcb.
  5. BCh

    From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026

    I closed one of my IDFC accounts 2 weeks back....called customer care, they sent me a sms with link..account closer was very smooth.
  6. BCh

    Enquiry Regarding ICICI Sapphiro Credit Card Under Empanelled Company Program

    1. headservicequality@icicibank.com 2. Yes
  7. BCh

    Infinia Croma - Gyftr voucher expired

    You can check in croma website under eGift Card Balance..I had extended once, but it was ecard, not physical.
  8. BCh

    Question regarding Regalia Gold welcome benefits

    I have used RG in a jewellery store and got points.
  9. BCh

    DCB What happens to SmartBuy vouchers after CC upgare?

    Off topic....can you please elaborate the upgrade process..thanks in advance.
  10. BCh

    IDFC Firstap - The Mini DC

    thanks for quick reply
  11. BCh

    IDFC Firstap - The Mini DC

    I've a joint account (wealth) with 2 wealth visa DCs. As you mentioned, i can't apply for first tap. Can i request to close my wealth visa DC and issue Rupay one?...i am mainly interested in CC bill payment using zavo.
  12. BCh

    Question regarding Regalia Gold welcome benefits

    I got Regalia Gold LTF 2 months back and spent 95k so far. In 'Spend Promo Details' section apart from usual ones (100k within 90 days, Quarterly and annual targets) the following targets are shown: Regalia Gold Welcome Benefit Upg 25 Regalia Gold Welcome Benefit Upg 50 Regalia Gold Welcome...
  13. BCh

    Enquiry Regarding ICICI Sapphiro Credit Card Under Empanelled Company Program

    I got Saphhiro dual fyf...few months later sent mail for converting into LTF under this offer..they rejected..after a month i requested again and asked them to cancel the cards if these can't be made ltf...in 2 days they obliged.. confirmed by calling cc... PS. I sent them last 3 months salary slips
  14. BCh

    Chandigarh Lounges query

    Cram Bar is listed under Atlas CC eligible domestic lounges...can I try with Atlas?
  15. BCh

    ICICI Wealth Management Account Holders Please Share your Experience.

    Does Direct MFs purchased from ICICI AMC considered in TRV?
  16. BCh

    Infinia How to get Approval for Infinia Credit Card through this New Process?

    So one can get Infinia for 1cr FD...has anyone tried? Can we negotiate for lesser amount?
  17. BCh

    Amex Sending Platinum Charge Upgrade offer for JAN 2025 - 150000 MR Points

    Yes, still it gives 1k mr points.
  18. BCh

    Amex Sending Platinum Charge Upgrade offer for JAN 2025 - 150000 MR Points

    I got this upgrade offer email. I have 1.2 yr old MRCC with 3.5L limit and spent just above 1.5L last yr to save annual fees...I use MRCC in HP pumps 4 times a month.
  19. BCh

    Revive SBICard account

    Yes, call CC.
  20. BCh

    Credit card for School education spends

    Atlas gives points..
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