Search results for query: over leverage

Rejected as well. Only 5 cards Credit utilisation less than 1 per cent Over leverage is all bakwaas

My SCB card application was rejecte then possibly because of lots of enquiries or over leverage.. Because of that only I stopped applying for any cards for 14 months... Now I lost interest in them...

Thanks for your valuable insights. Do they consider over leverage factor like sbi?

...for any CC in the last 14/15 months...like proper from the scratch application...(ie. Not the pre approved cards).. So tested my over over leverage situation successfully... need to tidy up my portfolio... recently closed two amex cards PT and Gold.. still more cleanup is there... my...

My apologies, 😂😂😂 lack of sleep made me quite foolish. By the way, how did you come across this criteria of UB for CC approval??

What is your Roar card Credit limit? .

I don't think so. SBI ka over leverage ka bhoot is Bank me bhi aa gya hai.

sbi ka over leverage ka dash rona start ho chuka hai mere liye maine aaj octane card apply kiya tha over leverage aaya. toh ye ab under leverage kaise karu ya simply save octane mein upgrade ho sakta hai kya ? or jabki 31 ko maine do card close bhi kiye hai 70k+75k ki limit k

Even I'm looking for this. But unfortunately found no one who got their card approved after having overleverage issues

True.. I forgot that they never offered any card as LTF, but they later make it LTF. Yes.. dont ever close any SBI card which is the last SBI card.. we will never ever get into their system again...

What is the reward rate in UPI transactions?

same here. I am also getting same pre approved offers.

What is minimum annual income required for HDFC ? for 3L i think they can Declined

I have 27 card , mine aprove with the 1.5 lakh limit.

Union Divaa and JCB Wellness. There's bigger over leverage issue with UBI, if your total CC limit is more than 75% of your income then you are over leverage.

I don't think they will fix over leverage issue.

Closing multiple card to reduce over leverage and still there is no guarantee, So I said that. By the way ,have you tried to upgrade/flip your simply click to Apollo card? Try through X. Leave your number in x, through dm to sbicard. They will call you tell them to upgrade. If it's possible...

Over leveraged is not the problem in canara otherwise they have not issued me. But bank ac is must.

8-10 cards hi active rkhe hai baki ke close kr diye . Abhi next close krne ka time hai Swiggy ka 😀

Not that dreaded word.