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  1. cardio_guy

    💳 Share & brag your cards portfolio here! 🤑

    I want these cards: HDFC Tata Neu Infinity, HDFC Regalia Gold, ICICI Emeralde. Any tips and tricks?
  2. cardio_guy

    Seeking Guidance: Choosing the Best UPI App in 2024

    Google Pay Pros Simple ui Clean and neat Fast and no issues Tracking and history is easy Easy to add multiple bank accounts Cons No rewards Useless copouns No cashback Amazon pay Pros Cashback ok ok Rewards Loyalty benefits Retention offers Cons Complicated UI Not easily accessible
  3. cardio_guy

    Twidpay is interesting

    From chatgpt: TwidPay is a digital payment platform that allows users to make purchases using reward points from various loyalty programs. Instead of just using traditional methods like cash, credit, or debit cards, TwidPay lets you pay for goods and services by combining and using points...
  4. cardio_guy

    Twidpay is interesting

    +1. Seems interesting. What is twidpay? I saw it while buying medicine via netmeds and I paid using that. Got some super coins as rewards and 2nd time I reddemed it and got some discount in the bill. How does it work? Their website also looks interesting. https://twidpay.com/ We can check how...
  5. cardio_guy

    Revaluation HDFC Bank Swiggy credit card cashback will be credited to the card statement instead of Swiggy Money, effective 21st June, 2024.

    Yes, the same thing happened to me also. I also got the card in April. I got 500 in Swiggy wallet. But they told the same. I asked again today, and this is the reply I got. Quoting their mail: This is with reference to your recent email dated May 22, 2024 regarding your HDFC Bank credit card...
  6. cardio_guy

    Revaluation HDFC Bank Swiggy credit card cashback will be credited to the card statement instead of Swiggy Money, effective 21st June, 2024.

    Mine is a paid card. (500 + 500). How do I make it LTF? What are some tips to use while sending email or any other way?
  7. cardio_guy

    Revaluation HDFC Bank Swiggy credit card cashback will be credited to the card statement instead of Swiggy Money, effective 21st June, 2024.

    Good. This could be because Swiggy may not be transparent with HDFC on payment terms and conditions.
  8. cardio_guy

    Amazon stops allowing combining Amazon Pay balance with any other payment method

    +1. I have been a very loyal Amazon customer since 2016 times. The ecosystem and process is known to me. I find it very easy to purchase from Amazon, and I know how things work during the purchase and return process. Most people stick to Amazon only because of the so-called "Amazon Quality"...
  9. cardio_guy

    Amazon stops allowing combining Amazon Pay balance with any other payment method

    Yes, these individual category-based vouchers are going to be a headache for users.
  10. cardio_guy

    Amazon stops allowing combining Amazon Pay balance with any other payment method

    Another devaluation. I think Amazon Pay is up to something big. Slowly they are introducing more controls on Amazon Pay.
  11. cardio_guy

    Devaluation Amazon Pay ICICI Bank Credit Card Devaluation

    What are the possible devaluations on Apay card? cashback limit - 1k or 2k per month more excluded categories for 1% cashback. slab change - 5% will become 4% Spend limit - annual fees charged if yearly spends are below threshold. (add more)
  12. cardio_guy

    Devaluation Amazon Pay ICICI Bank Credit Card Devaluation

    we are getting signals of end-of-the-world :(
  13. cardio_guy

    Did anyone receive ICICI emeralde/metal LTF?

    their UX design team may not be very much aware of these variants and all. and the one who reviews these pages also didn't notice it. they just wanted that green color emeralde card with VISA. it is a placeholder image and they left it like that.
  14. cardio_guy

    Did anyone receive ICICI emeralde/metal LTF?

    Bro, my iDiscover score is 10 (beginner). Could that be a reason for not getting emeralde? What is a good score for this? I just opened the bank account 6 months back. No prior relation with icici.
  15. cardio_guy

    Did anyone receive ICICI emeralde/metal LTF?

    There is currently a campaign running and many people are receiving Emeralde LTF. You don't need to be an influencer, so give it a try. Some people have received it easily. One day, they saw 12000 + 12000 for Emeralde, but the next morning it showed NIL / NIL. This is not related to salary...
  16. cardio_guy

    Multiple timesprime voucher and coupons available if anyone want I can share

    @NShah Can you share ETPrime if it's there?
  17. cardio_guy

    Multiple timesprime voucher and coupons available if anyone want I can share

    Does anyone have a moneycontrol pro copoun to share? Please DM.
  18. cardio_guy

    Swiggy HDFC LTF (2024)

    Now I see Swiggy one renewal at Rs 99 for 3 months.
  19. cardio_guy

    Suggest a cc

    What is the USP of Infinia? (Apart from the fact that it is the highest variant?)
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